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How we check facts.
Every fact on CrashFirst links to an official or primary source and carries an “as of” date. Statutes cite the code section and link to the text. Some statute text comes from a legal publisher’s copy of the official code, labelled that way on each page; it can lag the current code, so confirm on the official code. CrashFirst is not a law firm; nothing here is legal advice, and legal pages are marked until an attorney has reviewed them.
Fees, hours and rules change. Always confirm on the official page.
The CrashFirst home page
- Triple-I (Insurance Information Institute), Facts + Statistics: Auto insurance (data: ISO, a Verisk business) (as of 2026-11-10)
- Insurance Research Council, Auto Injury Insurance Claims: A Study of Increasing Claim Severity (news release, July 30, 2026) (as of 2026-11-10)
- Bureau of Justice Statistics, Civil Bench and Jury Trials in State Courts, 2005 (NCJ 223851, Oct. 2008) (as of 2026-11-10)
- NHTSA, The Economic and Societal Impact of Motor Vehicle Crashes, 2019 (rev.), DOT HS 813 403 (as of 2026-11-10)
- NAIC, 2022/2023 Auto Insurance Database Report (adopted December 2025) (as of 2026-11-10)
- Triple-I (Insurance Information Institute), Facts + Statistics: Uninsured motorists (data: Insurance Research Council) (as of 2026-11-10)
Hurt in a crash in Alabama? What claims cost, and the rules that decide it
- Ala. Code § 6-2-38, limitation of actions (Alabama Legislature) (as of 2026-11-09)
- Norfolk Southern Railway Co. v. Johnson, 75 So. 3d 624 (Ala. 2011), Harvard CAP case text (as of 2026-11-09)
- Ala. Code § 32-7-6, security following accident, minimum limits (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-10-5, immediate reports of accidents (Alabama Legislature) (as of 2026-11-09)
- NAIC, 2022/2023 Auto Insurance Database Report (adopted December 2025) (as of 2026-11-10)
- Triple-I (Insurance Information Institute), Facts + Statistics: Auto insurance (data: ISO, a Verisk business) (as of 2026-11-10)
- NHTSA, The Economic and Societal Impact of Motor Vehicle Crashes, 2019 (rev.), DOT HS 813 403 (as of 2026-11-10)
- Alabama Jury Verdict Reporter, March 2024 (24 AJVR 3): Gadsden v. Johnson, No. 22-900011, Jefferson County Circuit Court (as of 2026-11-10)
- Alabama Jury Verdict Reporter, September 2026 (26 AJVR 9): Clayton v. Jones, No. 22-900666, Shelby County (AL) Circuit Court (as of 2026-11-10)
- WBRC, $3.2 million judgement against the City of Birmingham for officer-involved crash (Feb. 16, 2022) (as of 2026-11-10)
- Urban Institute, Debt in America (credit bureau data from August 2026), state and national medical debt file (as of 2026-11-10)
- Triple-I (Insurance Information Institute), Facts + Statistics: Uninsured motorists (data: Insurance Research Council) (as of 2026-11-10)
Do you have to report a car accident in Alabama?
- Ala. Code § 32-10-1, duties of driver involved in accident (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-10-2, duty to give information and render aid (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-10-5, immediate reports of accidents (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-10-6, penalty for violation (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-7-5, report required following accident (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-10-7, written reports of accidents (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-10-11, accident reports confidential (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-10-3, duty upon striking unattended vehicle (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-10-4, duty upon striking fixtures upon a highway (Alabama Legislature) (as of 2026-11-09)
Is Alabama a contributory negligence state?
- Norfolk Southern Railway Co. v. Johnson, 75 So. 3d 624 (Ala. 2011), Harvard CAP case text (as of 2026-11-09)
- Williams v. Delta International Machinery Corp., 619 So. 2d 1330 (Ala. 1993), Harvard CAP case text (as of 2026-11-09)
- McIntyre v. Balentine, 833 S.W.2d 52 (Tenn. 1992), Harvard CAP case text (as of 2026-11-09)
- Tennessee Encyclopedia (Tennessee Historical Society): McIntyre v. Balentine (as of 2026-11-09)
Alabama crash report: how to get your accident report
- ALEA crash report portal (Alabama Interactive, ALEA) (as of 2026-11-09)
- Ala. Code § 32-10-7, written reports of accidents; release of information (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-2-8, fees for copies of records and reports (Alabama Legislature) (as of 2026-11-09)
- Alabama Interactive support wiki: ALEA crash/accident reports (page dated 2016) (as of 2026-11-09)
- Ala. Code § 36-12-40, rights of citizens to inspect public writings (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-10-11, accident reports confidential (Alabama Legislature) (as of 2026-11-09)
- ALEA: Driver Records, Crash Reports, and Driver License Reinstatements (as of 2026-11-09)
Alabama minimum car insurance: the 25/50/25 rule
- Ala. Code § 32-7-6, security following accident, minimum limits (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-7A-4, mandatory liability insurance (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-7A-5, exceptions (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-7-23, uninsured motorist coverage (Alabama Legislature) (as of 2026-11-09)
- Norfolk Southern Railway Co. v. Johnson, 75 So. 3d 624 (Ala. 2011), Harvard CAP case text (as of 2026-11-09)
Alabama statute of limitations for car accident injury claims
- Ala. Code § 6-2-38, limitation of actions (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 6-2-8, suspension of limitation, disabilities (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 6-5-410, wrongful act, omission or negligence causing death (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 11-47-23, claims against municipalities (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 11-47-192, sworn statement of the injury (Alabama Legislature) (as of 2026-11-09)
Hurt in a crash in Oklahoma? What claims cost, and the rules that decide it
- 12 O.S. § 95, limitation of actions (Oklahoma State Courts Network) (as of 2026-11-09)
- 23 O.S. § 13, comparative negligence (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 7-324, owner's policy of liability insurance (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 10-107, immediate notice (Oklahoma State Courts Network) (as of 2026-11-09)
- 51 O.S. § 156, claims, notice, limitation (Oklahoma State Courts Network) (as of 2026-11-09)
- Oklahoma Legislature: enrolled House Bill 4143 (2026), amending 47 O.S. §§ 10-108 and 40-102 (as of 2026-11-10)
- NAIC, 2022/2023 Auto Insurance Database Report (adopted December 2025) (as of 2026-11-10)
- Triple-I (Insurance Information Institute), Facts + Statistics: Auto insurance (data: ISO, a Verisk business) (as of 2026-11-10)
- NHTSA, The Economic and Societal Impact of Motor Vehicle Crashes, 2019 (rev.), DOT HS 813 403 (as of 2026-11-10)
- Black v. Ferrellgas, 2018 OK CIV APP 38, 417 P.3d 1267 (Okla. Civ. App. Dec. 19, 2017), opinion text via HallApproved (as of 2026-11-10)
- Oklahoma Jury Verdict Reporter, June 2012 (2 OKJVR 6): Dorsey v. Stone, No. 09-749, Rogers County District Court (as of 2026-11-10)
- Urban Institute, Debt in America (credit bureau data from August 2026), state and national medical debt file (as of 2026-11-10)
- Triple-I (Insurance Information Institute), Facts + Statistics: Uninsured motorists (data: Insurance Research Council) (as of 2026-11-10)
Do you have to report a car accident in Oklahoma?
- 47 O.S. § 10-102, nonfatal injury, stop and remain (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 10-102.1, death, stop and remain (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 10-103, property damage, stop and remain (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 10-104, give information and render aid (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 10-105, unattended vehicle (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 10-107, immediate notice (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 10-108, written report to the Department of Public Safety (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 10-109, form of report (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 10-111, incapacity (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 10-114, penalty (Oklahoma State Courts Network) (as of 2026-11-09)
- Service Oklahoma: Collision Request for Records, Form 303RM-C (5/2025) (as of 2026-11-09)
- Oklahoma Department of Public Safety: Troop S FAQs (as of 2026-11-09)
- Oklahoma Department of Public Safety: open records request (as of 2026-11-09)
- Oklahoma Legislature: enrolled House Bill 4143 (2026), amending 47 O.S. § 10-108 (as of 2026-11-09)
Oklahoma Highway Patrol accident report: how to get yours
- Service Oklahoma: How do I get a collision report? (help center) (as of 2026-11-09)
- Service Oklahoma: Collision Request for Records, Form 303RM-C (SOK 5/2025) (as of 2026-11-09)
- Oklahoma Department of Public Safety: Troop S FAQs (as of 2026-11-09)
- Oklahoma Department of Public Safety: Open Records Request (as of 2026-11-09)
- Service Oklahoma: MVR and Collision Reports, SOP J.03 (as of 2026-11-09)
- 47 O.S. § 10-108, written report of accident (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 10-107, immediate notice of accident (Oklahoma State Courts Network) (as of 2026-11-09)
- Oklahoma Legislature: enrolled House Bill 4143 (2026), amending 47 O.S. § 10-108 (as of 2026-11-09)
Is Oklahoma a comparative negligence state?
- 23 O.S. § 13, comparative negligence (Oklahoma State Courts Network) (as of 2026-11-09)
- 23 O.S. § 14, damages diminished in proportion (Oklahoma State Courts Network) (as of 2026-11-09)
- 23 O.S. § 12, contributory negligence a question of fact (Oklahoma State Courts Network) (as of 2026-11-09)
- 23 O.S. § 15, several liability (Oklahoma State Courts Network) (as of 2026-11-09)
Oklahoma minimum car insurance and uninsured motorist rules
- 47 O.S. § 7-324, owner's policy of liability insurance (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 7-601, owners to maintain security (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 7-602.1, security verification form (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 7-600, Compulsory Insurance Law definitions (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 7-606, penalties (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 7-607, exemption affidavit (Oklahoma State Courts Network) (as of 2026-11-09)
- 36 O.S. § 3636, uninsured motorist coverage (Oklahoma State Courts Network) (as of 2026-11-09)
- Oklahoma Insurance Department: FAQs (as of 2026-11-09)
- Oklahoma Insurance Department: Insurance & Financial Resource Guide (Jan. 2025) (as of 2026-11-09)
Oklahoma statute of limitations for car accident injury claims
- 12 O.S. § 95, limitation of actions (Oklahoma State Courts Network) (as of 2026-11-09)
- 12 O.S. § 1053, wrongful death, limitation of actions (Oklahoma State Courts Network) (as of 2026-11-09)
- 51 O.S. § 156, claims, notice, limitation (Oklahoma State Courts Network) (as of 2026-11-09)
- 51 O.S. § 157, approval or denial of claim (Oklahoma State Courts Network) (as of 2026-11-09)
- 51 O.S. § 152, Governmental Tort Claims Act definitions (Oklahoma State Courts Network) (as of 2026-11-09)
- 12 O.S. § 96, person under legal disability (Oklahoma State Courts Network) (as of 2026-11-09)
- 12 O.S. § 100, new action after failure otherwise than on the merits (Oklahoma State Courts Network) (as of 2026-11-09)
Hurt in a crash in South Carolina? What claims cost, and the rules that decide it
- S.C. Code of Laws, Title 15, Chapter 3 (§§ 15-3-530, 15-3-535), South Carolina Legislature (as of 2026-11-09)
- Nelson v. Concrete Supply Co., 303 S.C. 243, 399 S.E.2d 783 (1991), Harvard CAP case text (as of 2026-11-09)
- S.C. Code of Laws, Title 38, Chapter 77 (§§ 38-77-140, 38-77-150), South Carolina Legislature (as of 2026-11-09)
- S.C. Code of Laws, Title 56, Chapter 5 (§ 56-5-1260), South Carolina Legislature (as of 2026-11-09)
- NAIC, 2022/2023 Auto Insurance Database Report (adopted December 2025) (as of 2026-11-10)
- Triple-I (Insurance Information Institute), Facts + Statistics: Auto insurance (data: ISO, a Verisk business) (as of 2026-11-10)
- NHTSA, The Economic and Societal Impact of Motor Vehicle Crashes, 2019 (rev.), DOT HS 813 403 (as of 2026-11-10)
- Pressley v. Sanders, Appellate Case No. 2017-000163, Opinion No. 5811 (S.C. Ct. App. filed Mar. 24, 2021), South Carolina Judicial Branch (as of 2026-11-10)
- Insurance Journal (AP), South Carolina Jury Awards $1M to Victim of Drunk Driver (Feb. 10, 2016) (as of 2026-11-10)
- Urban Institute, Debt in America (credit bureau data from August 2026), state and national medical debt file (as of 2026-11-10)
- Triple-I (Insurance Information Institute), Facts + Statistics: Uninsured motorists (data: Insurance Research Council) (as of 2026-11-10)
Do you have to report a car accident in South Carolina?
- S.C. Code §§ 56-5-1210 and 56-5-1220, stop and remain, penalties (South Carolina Legislature) (as of 2026-11-09)
- S.C. Code §§ 56-5-1230, 56-5-1240, 56-5-1250 and 56-5-1260, information, aid and immediate notice (South Carolina Legislature) (as of 2026-11-09)
- S.C. Code §§ 56-5-1270 and 56-5-1280, written report to the DMV (South Carolina Legislature) (as of 2026-11-09)
- S.C. Code § 56-5-1275, access to accident reports (South Carolina Legislature) (as of 2026-11-09)
- S.C. Code § 56-5-1290, reports not evidence of negligence (South Carolina Legislature) (as of 2026-11-09)
- Columbia Police Department: Private Property Collision Reporting (as of 2026-11-09)
South Carolina accident report: how to get your SC crash report
- SCDMV: Collision Reports (South Carolina Department of Motor Vehicles) (as of 2026-11-09)
- SCDMV Form FR-50, Request for Copy of Collision Report (Rev. 01/2026) (as of 2026-11-09)
- S.C. Code §§ 56-5-1260 to 56-5-1290, accident reports (South Carolina Legislature) (as of 2026-11-09)
- S.C. Code § 30-4-30, Freedom of Information Act: right to inspect or copy public records (South Carolina Legislature) (as of 2026-11-09)
- SCDPS Traffic Collision Report Form (TR-310) Instruction Manual, Rev. 8/2012 (hosted by NHTSA) (as of 2026-11-09)
Is South Carolina a comparative fault state?
- Nelson v. Concrete Supply Co., 303 S.C. 243, 399 S.E.2d 783 (1991), Harvard CAP case text (as of 2026-11-09)
- S.C. Code of Laws, Title 15, Chapter 38 (§§ 15-38-15, 15-38-65), South Carolina Legislature (as of 2026-11-09)
- 2025 Act No. 42 (H.3430), South Carolina Legislature, bill text (as of 2026-11-09)
- S.C. Code § 38-77-144, no mandatory PIP (South Carolina Legislature) (as of 2026-11-09)
South Carolina minimum car insurance and uninsured motorist rules
- S.C. Code § 38-77-140, minimum liability limits (South Carolina Legislature) (as of 2026-11-09)
- S.C. Code §§ 38-77-150 and 38-77-160, uninsured and underinsured motorist coverage (South Carolina Legislature) (as of 2026-11-09)
- S.C. Code § 38-77-144, no mandatory PIP (South Carolina Legislature) (as of 2026-11-09)
- S.C. Code §§ 56-10-10 and 56-10-225, keep insurance and carry proof (South Carolina Legislature) (as of 2026-11-09)
- S.C. Code §§ 56-10-510, 56-10-520 and 56-10-530, uninsured vehicles (South Carolina Legislature) (as of 2026-11-09)
South Carolina statute of limitations for car accident injury claims
- S.C. Code of Laws, Title 15, Chapter 3 (§§ 15-3-20, 15-3-30, 15-3-40, 15-3-50, 15-3-530, 15-3-535), South Carolina Legislature (as of 2026-11-09)
- S.C. Code of Laws, Title 15, Chapter 51 (§§ 15-51-10, 15-51-20, 15-51-41), South Carolina Legislature (as of 2026-11-09)
- S.C. Code of Laws, Title 15, Chapter 78 (§§ 15-78-80, 15-78-110), South Carolina Legislature (as of 2026-11-09)
Hurt in a crash in Tennessee? What claims cost, and the rules that decide it
- Tenn. Code Ann. § 28-3-104, limitation of actions (Justia) (as of 2026-11-08)
- McIntyre v. Balentine, 833 S.W.2d 52 (Tenn. 1992) (as of 2026-11-08)
- State of Tennessee, purchase a crash report (as of 2026-11-08)
- Tennessee Department of Safety, TITAN crash rankings 2021-2025 (as of 2026-02-12)
- NAIC, 2022/2023 Auto Insurance Database Report (adopted December 2025) (as of 2026-11-10)
- Triple-I (Insurance Information Institute), Facts + Statistics: Auto insurance (data: ISO, a Verisk business) (as of 2026-11-10)
- NHTSA, The Economic and Societal Impact of Motor Vehicle Crashes, 2019 (rev.), DOT HS 813 403 (as of 2026-11-10)
- Galison v. Brownell, No. W2023-00526-COA-R3-CV (Tenn. Ct. App. Aug. 8, 2024), official opinion (PDF), Tennessee Courts (as of 2026-11-10)
- Galison v. Brownell, official opinion page, Tennessee Courts (as of 2026-11-10)
- Payne v. Shelby County, No. W2024-00641-COA-R3-CV (Tenn. Ct. App. May 23, 2025), official opinion (PDF), Tennessee Courts (as of 2026-11-10)
- Payne v. Shelby County, official opinion page, Tennessee Courts (as of 2026-11-10)
- Tennessee Jury Verdict Reporter, April/May 2026 (23 TJVR 4/5): Conway v. Brown, No. CT-4216-22, Shelby County Circuit Court (as of 2026-11-10)
- Urban Institute, Debt in America (credit bureau data from August 2026), state and national medical debt file (as of 2026-11-10)
- Triple-I (Insurance Information Institute), Facts + Statistics: Uninsured motorists (data: Insurance Research Council) (as of 2026-11-10)
Do you have to report a car accident in Tennessee?
- Tenn. Code Ann. 55-10-101 (duty to stop: injury or death), FindLaw (as of 2026-11-09)
- Tenn. Code Ann. 55-10-102 (duty to stop: vehicle damage), FindLaw (as of 2026-11-09)
- Tenn. Code Ann. 55-10-103 (information and aid), FindLaw (as of 2026-11-09)
- Tenn. Code Ann. 55-10-104 (unattended vehicle), FindLaw (as of 2026-11-09)
- Tenn. Code Ann. 55-10-105 (property next to a road), FindLaw (as of 2026-11-09)
- Tenn. Code Ann. 55-10-106 (notice to police), FindLaw (as of 2026-11-09)
- Tenn. Code Ann. 55-10-107 (written driver report), FindLaw (as of 2026-11-09)
- Knoxville Police Department: What To Do If You're Involved in a Crash (as of 2026-11-09)
Tennessee crash report: how to get your TN accident report
- Tennessee Highway Patrol: Obtaining a Crash Report (Tennessee Department of Safety and Homeland Security) (as of 2026-11-09)
- Purchase TN Crash (TN.gov service) (as of 2026-11-09)
- Tenn. Code Ann. § 55-10-108, officer's accident reports; copies; public inspection (FindLaw, current as of Jan. 2, 2024) (as of 2026-11-09)
- Tenn. Code Ann. § 10-7-504(a)(31), confidential personal information in accident reports (FindLaw, current as of Jan. 2, 2024) (as of 2026-11-09)
- Tenn. Code Ann. § 10-7-503, records open to inspection (FindLaw, current as of Jan. 2, 2024) (as of 2026-11-09)
- Tenn. Code Ann. § 55-10-114, accident reports made by drivers (FindLaw, current as of Jan. 2, 2024) (as of 2026-11-09)
- Tennessee Department of Safety and Homeland Security: Submit an Owner Operator Report (as of 2026-11-09)
- Tenn. Code Ann. § 55-10-106, immediate notice to police (FindLaw, current as of Jan. 2, 2024) (as of 2026-11-09)
- Tennessee Public Chapter No. 672 (2026), SB 1879, amending Tenn. Code Ann. § 10-7-504 (Tennessee Secretary of State) (as of 2026-11-09)
- Tennessee Public Chapter No. 111 (2019), SB 1346, which created § 10-7-504(a)(31) with its original June 30, 2026 repeal clause (Tennessee Secretary of State) (as of 2026-11-09)
Is Tennessee a comparative fault state?
- McIntyre v. Balentine, 833 S.W.2d 52 (Tenn. 1992), Harvard CAP case text (as of 2026-11-08)
- Tennessee Encyclopedia (Tennessee Historical Society): McIntyre v. Balentine (as of 2026-11-08)
- Tenn. Code Ann. § 20-1-119, comparative fault, joinder of additional defendants (FindLaw) (as of 2026-11-09)
- Tenn. Code Ann. § 55-9-604, seat belt evidence in civil actions (FindLaw, current as of Jan. 2, 2024) (as of 2026-11-09)
- Tennessee Department of Revenue: why you should have insurance (Drive Insured Tennessee) (as of 2026-11-08)
Tennessee minimum car insurance limits and uninsured motorist rules
- State of Tennessee: why-you-should-have-insurance.html (as of 2026-11-08)
- Tennessee Code (FindLaw): tn-code-sect-55-12-102 (as of 2026-11-08)
- Tennessee Code (FindLaw): tn-code-sect-55-12-107 (as of 2026-11-08)
- us.vlex.com: minimum-requirements-of-insurance-662926661 (as of 2026-11-08)
- State of Tennessee: tr26-16.pdf (as of 2026-11-08)
- State of Tennessee: drive-insured-tennessee.html (as of 2026-11-08)
- Tennessee Code (FindLaw): tn-code-sect-56-7-1201 (as of 2026-11-08)
- State of Tennessee: op20-08.pdf (as of 2026-11-08)
- Tennessee Public Chapter 1077 (2026), enacted text (Tennessee Secretary of State) (as of 2026-11-10)
How long do you have to file after a car accident in Tennessee?
- Tennessee Courts: SandridgeMalloryOPN.pdf (as of 2026-11-08)
- Tennessee Courts: GloverEmmaOPN.pdf (as of 2026-11-08)
- Tennessee Code (FindLaw): tn-code-sect-28-3-104 (as of 2026-11-08)
- Tennessee Code (FindLaw): tn-code-sect-28-3-105 (as of 2026-11-08)
- Tennessee Code (FindLaw): tn-code-sect-28-1-106 (as of 2026-11-08)
- Tennessee Code (FindLaw): tn-code-sect-29-20-305 (as of 2026-11-08)
- Tennessee Code (FindLaw): tn-code-sect-20-5-106 (as of 2026-11-08)
- tncourts.gov: 6730582 (as of 2026-11-08)
- Tennessee Courts: STEELEWL.pdf (as of 2026-11-08)
Who pays medical bills after a car crash in Tennessee?
- Tenn. Code Ann. 29-22-101 (hospital liens: who, cap, priority), FindLaw (as of 2026-11-09)
- Tenn. Code Ann. 29-22-102 (hospital liens: filing), FindLaw (as of 2026-11-09)
- Tenn. Code Ann. 29-22-104 (hospital liens: releases), FindLaw (as of 2026-11-09)
- Tenn. Code Ann. 29-22-105 (hospital liens: certificate of payment), FindLaw (as of 2026-11-09)
- Tenn. Code Ann. 55-12-102 (minimum limits), FindLaw (as of 2026-11-09)
- Tenn. Code Ann. 56-7-1201 (uninsured motorist coverage), FindLaw (as of 2026-11-09)
Hurt in a crash in Birmingham, with bills you can't cover?
- City of Birmingham: Police Records Division (as of 2026-11-09)
- City of Birmingham: Contact Birmingham Police Department (as of 2026-11-09)
- ALEA: Highway Patrol contact information (as of 2026-11-09)
- Ala. Code § 6-2-38, limitation of actions (Alabama Legislature) (as of 2026-11-09)
- NHTSA, Fatality Analysis Reporting System (FARS) (as of 2026-11-09)
- NAIC, 2022/2023 Auto Insurance Database Report (adopted December 2025) (as of 2026-11-10)
- Triple-I (Insurance Information Institute), Facts + Statistics: Auto insurance (data: ISO, a Verisk business) (as of 2026-11-10)
- NHTSA, The Economic and Societal Impact of Motor Vehicle Crashes, 2019 (rev.), DOT HS 813 403 (as of 2026-11-10)
- Alabama Jury Verdict Reporter, March 2024 (24 AJVR 3): Gadsden v. Johnson, No. 22-900011, Jefferson County Circuit Court (as of 2026-11-10)
- Alabama Jury Verdict Reporter, September 2026 (26 AJVR 9): Clayton v. Jones, No. 22-900666, Shelby County (AL) Circuit Court (as of 2026-11-10)
- WBRC, $3.2 million judgement against the City of Birmingham for officer-involved crash (Feb. 16, 2022) (as of 2026-11-10)
- Urban Institute, Debt in America (credit bureau data from August 2026), state and national medical debt file (as of 2026-11-10)
- Urban Institute, Debt in America (credit bureau data from August 2026), county medical debt file (as of 2026-11-10)
- Triple-I (Insurance Information Institute), Facts + Statistics: Uninsured motorists (data: Insurance Research Council) (as of 2026-11-10)
What to do after a car accident in Birmingham, AL
- Ala. Code § 32-10-1, duties of driver involved in accident (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-10-2, duty to give information and render aid (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-10-5, immediate reports of accidents (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-7-5, report required following accident (Alabama Legislature) (as of 2026-11-09)
- City of Birmingham: Contact Birmingham Police Department (as of 2026-11-09)
- City of Birmingham: Police Records Division (as of 2026-11-09)
- UAB Medicine: UAB Hospital maintains Level I trauma center status (as of 2026-11-09)
- NHTSA, Fatality Analysis Reporting System (FARS) (as of 2026-11-09)
- Norfolk Southern Railway Co. v. Johnson, 75 So. 3d 624 (Ala. 2011), Harvard CAP case text (as of 2026-11-09)
- Ala. Code § 32-7-6, security following accident, minimum limits (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-7-23, uninsured motorist coverage (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 6-2-38, limitation of actions (Alabama Legislature) (as of 2026-11-09)
Most dangerous roads in Birmingham, AL: where fatal crashes happen
- NHTSA, Fatality Analysis Reporting System (FARS) (as of 2026-11-09)
- NHTSA FARS annual national CSV file downloads, 2015-2024 (as of 2026-11-09)
- U.S. Census Bureau, Vintage 2024 population estimates, 2020-2024 datasets (April 2020 base) (as of 2026-11-09)
Birmingham, AL police accident report: how to get yours
- City of Birmingham: Police Records Division (as of 2026-11-09)
- City of Birmingham: Contact Birmingham Police Department (as of 2026-11-09)
- ALEA: Highway Patrol contact information (as of 2026-11-09)
- Alabama Interactive support wiki: ALEA crash accident reports (page dated 2016) (as of 2026-11-09)
- Ala. Code § 32-10-7, written reports of accidents, release of information (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-10-8, accident report forms (Alabama Legislature) (as of 2026-11-09)
- ALEA crash report portal (Alabama Interactive, ALEA) (as of 2026-11-09)
- ALEA: Driver Records, Crash Reports, and Driver License Reinstatements (as of 2026-11-09)
Hurt in a crash in Columbia, with bills you can't cover?
- Columbia Police Department: Records Unit (as of 2026-11-09)
- Columbia Police Department: Private Property Collision Reporting (as of 2026-11-09)
- South Carolina DMV: Collision Reports (as of 2026-11-09)
- S.C. Code of Laws, Title 15, Chapter 3 (§§ 15-3-530, 15-3-535), South Carolina Legislature (as of 2026-11-09)
- NHTSA, Fatality Analysis Reporting System (FARS) (as of 2026-11-09)
- NAIC, 2022/2023 Auto Insurance Database Report (adopted December 2025) (as of 2026-11-10)
- Triple-I (Insurance Information Institute), Facts + Statistics: Auto insurance (data: ISO, a Verisk business) (as of 2026-11-10)
- NHTSA, The Economic and Societal Impact of Motor Vehicle Crashes, 2019 (rev.), DOT HS 813 403 (as of 2026-11-10)
- Pressley v. Sanders, Appellate Case No. 2017-000163, Opinion No. 5811 (S.C. Ct. App. filed Mar. 24, 2021), South Carolina Judicial Branch (as of 2026-11-10)
- Insurance Journal (AP), South Carolina Jury Awards $1M to Victim of Drunk Driver (Feb. 10, 2016) (as of 2026-11-10)
- Urban Institute, Debt in America (credit bureau data from August 2026), state and national medical debt file (as of 2026-11-10)
- Urban Institute, Debt in America (credit bureau data from August 2026), county medical debt file (as of 2026-11-10)
- Triple-I (Insurance Information Institute), Facts + Statistics: Uninsured motorists (data: Insurance Research Council) (as of 2026-11-10)
What to do after a car accident in Columbia, SC
- Columbia Police Department: Private Property Collision Reporting (as of 2026-11-09)
- Richland County Sheriff's Department (as of 2026-11-09)
- S.C. Code of Laws, Title 56, Chapter 5 (§§ 56-5-1210, 56-5-1220, 56-5-1230, 56-5-1260, 56-5-1270), South Carolina Legislature (as of 2026-11-09)
- Columbia Police Department: Records Unit (as of 2026-11-09)
- South Carolina DMV: Collision Reports (as of 2026-11-09)
- Prisma Health Richland Hospital (hospital page) (as of 2026-11-09)
- Lexington Medical Center: Emergency Room (as of 2026-11-09)
- S.C. Code of Laws, Title 15, Chapter 3 (§§ 15-3-530, 15-3-535), South Carolina Legislature (as of 2026-11-09)
- Nelson v. Concrete Supply Co., 303 S.C. 243, 399 S.E.2d 783 (1991), Harvard CAP case text (as of 2026-11-09)
- S.C. Code of Laws, Title 38, Chapter 77 (§ 38-77-140, § 38-77-150), South Carolina Legislature (as of 2026-11-09)
- NHTSA, Fatality Analysis Reporting System (FARS) (as of 2026-11-09)
Most dangerous roads in Columbia, SC: where fatal crashes happen
- NHTSA, Fatality Analysis Reporting System (FARS) (as of 2026-11-09)
- NHTSA FARS annual national CSV file downloads, 2015-2024 (as of 2026-11-09)
- U.S. Census Bureau, Vintage 2024 population estimates, 2020-2024 datasets (April 2020 base) (as of 2026-11-09)
How to get a Columbia, SC police crash report
- Columbia Police Department: Records Unit (as of 2026-11-09)
- Columbia Police Department: Private Property Collision Reporting (as of 2026-11-09)
- South Carolina DMV: Collision Reports (as of 2026-11-09)
- South Carolina Department of Public Safety: Resources (as of 2026-11-09)
- Richland County Sheriff's Department (as of 2026-11-09)
- Lexington County Sheriff's Department: Request Incident Report (as of 2026-11-09)
- S.C. Code of Laws, Title 56, Chapter 5 (§§ 56-5-1260, 56-5-1270, 56-5-1275, 56-5-1290), South Carolina Legislature (as of 2026-11-09)
Hurt in a crash in Memphis, with bills you can't cover?
- Memphis Police Dept., Central Records (as of 2026-11-08)
- State of Tennessee, purchase a crash report (as of 2026-11-08)
- Tenn. Code Ann. § 28-3-104 (Justia) (as of 2026-11-08)
- NHTSA, Fatality Analysis Reporting System (FARS) (as of 2026-11-08)
- NAIC, 2022/2023 Auto Insurance Database Report (adopted December 2025) (as of 2026-11-10)
- Triple-I (Insurance Information Institute), Facts + Statistics: Auto insurance (data: ISO, a Verisk business) (as of 2026-11-10)
- NHTSA, The Economic and Societal Impact of Motor Vehicle Crashes, 2019 (rev.), DOT HS 813 403 (as of 2026-11-10)
- Galison v. Brownell, No. W2023-00526-COA-R3-CV (Tenn. Ct. App. Aug. 8, 2024), official opinion (PDF), Tennessee Courts (as of 2026-11-10)
- Galison v. Brownell, official opinion page, Tennessee Courts (as of 2026-11-10)
- Payne v. Shelby County, No. W2024-00641-COA-R3-CV (Tenn. Ct. App. May 23, 2025), official opinion (PDF), Tennessee Courts (as of 2026-11-10)
- Payne v. Shelby County, official opinion page, Tennessee Courts (as of 2026-11-10)
- Tennessee Jury Verdict Reporter, April/May 2026 (23 TJVR 4/5): Conway v. Brown, No. CT-4216-22, Shelby County Circuit Court (as of 2026-11-10)
- Urban Institute, Debt in America (credit bureau data from August 2026), state and national medical debt file (as of 2026-11-10)
- Urban Institute, Debt in America (credit bureau data from August 2026), county medical debt file (as of 2026-11-10)
- Triple-I (Insurance Information Institute), Facts + Statistics: Uninsured motorists (data: Insurance Research Council) (as of 2026-11-10)
What to do after a car accident in Memphis
- Memphis Police Dept.: home (as of 2026-11-08)
- Memphis Police Dept.: central-records (as of 2026-11-08)
- State of Tennessee: crashreport.html (as of 2026-11-08)
- Regional One Health: elvis-presley-trauma-center (as of 2026-11-08)
- State of Tennessee: Agenda-December2025.pdf (as of 2026-11-08)
- State of Tennessee: Trauma_Minutes-November2025.pdf (as of 2026-11-08)
- Tennessee Code (FindLaw): tn-code-sect-55-10-107.html (as of 2026-11-08)
- Knoxville Police Dept.: what-to-do-if-youre-involved-in-a-crash (as of 2026-11-08)
- Memphis Police Dept.: uniform-patrol (as of 2026-11-08)
Most dangerous roads in Memphis: where fatal crashes happen
- NHTSA: fatality-analysis-reporting-system-fars (as of 2026-11-08)
- Tennessee Highway Safety Office (TITAN): crash_rankings_2021-2025.pdf (as of 2026-11-08)
- Tennessee Highway Safety Office (TITAN), Traffic Fatalities in Shelby County 2019-2021 (PDF) (as of 2026-11-08)
- www.census.gov: 2020-census-results.html (as of 2026-11-08)
How to get a Memphis police crash report
- Memphis Police Dept.: central-records (as of 2026-11-08)
- secure.coplogic.com: 200000602 (as of 2026-11-08)
- Memphis Police Dept.: home (as of 2026-11-08)
- State of Tennessee: crashreport.html (as of 2026-11-08)
- State of Tennessee (purchase a crash report): index (as of 2026-11-08)
- Tennessee Code (FindLaw): tn-code-sect-55-10-107.html (as of 2026-11-08)
- Knoxville Police Dept.: what-to-do-if-youre-involved-in-a-crash (as of 2026-11-08)
- State of Tennessee: owner-operator-report.html (as of 2026-11-08)
Towed after a crash in Memphis: how to get your vehicle
- Memphis Police Department: Vehicle Storage and Release (as of 2026-11-09)
- Memphis Police Department: Central Records (crash reports) (as of 2026-11-09)
- Memphis Police Department: Property and Evidence (as of 2026-11-09)
Hurt in a crash in Tulsa, with bills you can't cover?
- Tulsa Police Department: make a police report (as of 2026-11-09)
- Tulsa Police Department: Get Open Records/Video (as of 2026-11-09)
- Service Oklahoma: Collision Request for Records, Form 303RM-C (5/2025) (as of 2026-11-09)
- 12 O.S. § 95, limitation of actions (Oklahoma State Courts Network) (as of 2026-11-09)
- NHTSA, Fatality Analysis Reporting System (FARS) (as of 2026-11-09)
- NAIC, 2022/2023 Auto Insurance Database Report (adopted December 2025) (as of 2026-11-10)
- Triple-I (Insurance Information Institute), Facts + Statistics: Auto insurance (data: ISO, a Verisk business) (as of 2026-11-10)
- NHTSA, The Economic and Societal Impact of Motor Vehicle Crashes, 2019 (rev.), DOT HS 813 403 (as of 2026-11-10)
- Black v. Ferrellgas, 2018 OK CIV APP 38, 417 P.3d 1267 (Okla. Civ. App. Dec. 19, 2017), opinion text via HallApproved (as of 2026-11-10)
- Oklahoma Jury Verdict Reporter, June 2012 (2 OKJVR 6): Dorsey v. Stone, No. 09-749, Rogers County District Court (as of 2026-11-10)
- Urban Institute, Debt in America (credit bureau data from August 2026), state and national medical debt file (as of 2026-11-10)
- Urban Institute, Debt in America (credit bureau data from August 2026), county medical debt file (as of 2026-11-10)
- Triple-I (Insurance Information Institute), Facts + Statistics: Uninsured motorists (data: Insurance Research Council) (as of 2026-11-10)
What to do after a car accident in Tulsa
- Tulsa Police Department: make a police report (as of 2026-11-09)
- Tulsa Police Department: online traffic collision report (as of 2026-11-09)
- Tulsa Police Department: Get Open Records/Video (as of 2026-11-09)
- Oklahoma State Department of Health: Trauma Division (excerpt) (as of 2026-11-09)
- Saint Francis Health System: trauma and emergency center (as of 2026-11-09)
- Saint Francis Health System: Level I trauma verification news release (as of 2026-11-09)
- 47 O.S. § 10-102, nonfatal injury, stop and remain (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 10-104, give information and render aid (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 10-107, immediate notice (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 10-108, written report to the Department of Public Safety (Oklahoma State Courts Network) (as of 2026-11-09)
- Service Oklahoma: Collision Request for Records, Form 303RM-C (5/2025) (as of 2026-11-09)
- 12 O.S. § 95, limitation of actions (Oklahoma State Courts Network) (as of 2026-11-09)
- 51 O.S. § 156, claims, notice, limitation (Oklahoma State Courts Network) (as of 2026-11-09)
- 23 O.S. § 13, comparative negligence (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 7-324, owner's policy of liability insurance (Oklahoma State Courts Network) (as of 2026-11-09)
- 36 O.S. § 3636, uninsured motorist coverage (Oklahoma State Courts Network) (as of 2026-11-09)
- NHTSA, Fatality Analysis Reporting System (FARS) (as of 2026-11-09)
Most dangerous roads in Tulsa: where fatal crashes happen
- NHTSA, Fatality Analysis Reporting System (FARS) (as of 2026-11-09)
- NHTSA FARS annual national CSV file downloads, 2015-2024 (as of 2026-11-09)
- U.S. Census Bureau, Vintage 2024 population estimates, 2020-2024 datasets (April 2020 base) (as of 2026-11-09)
How to get a Tulsa police crash report
- Tulsa Police Department: Get Open Records/Video (as of 2026-11-09)
- Tulsa Police Department Public Records Center (as of 2026-11-09)
- Tulsa Police Department: online traffic collision report (as of 2026-11-09)
- Tulsa Police Department: make a police report (as of 2026-11-09)
- City of Tulsa: open records (as of 2026-11-09)
- Service Oklahoma: Collision Request for Records, Form 303RM-C (5/2025) (as of 2026-11-09)
- Oklahoma Department of Public Safety: open records request (as of 2026-11-09)
- Oklahoma Department of Public Safety: Troop S FAQs (as of 2026-11-09)
- City of Tulsa Mayor's Executive Order 2026-04 (records fees) (as of 2026-11-09)
- 47 O.S. § 10-108, written report to the Department of Public Safety (Oklahoma State Courts Network) (as of 2026-11-09)
- Oklahoma Legislature: enrolled House Bill 4143 (2026), amending 47 O.S. §§ 10-108 and 40-102 (as of 2026-11-10)
Are police reports public record? What each state says
- Ala. Code § 36-12-40, rights of citizens to inspect public writings (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-10-7, written reports of accidents; release of information (Alabama Legislature) (as of 2026-11-09)
- Tenn. Code Ann. § 55-10-108, officer's accident reports; public inspection (FindLaw, current as of Jan. 2, 2024) (as of 2026-11-09)
- Tenn. Code Ann. § 10-7-504(a)(31), confidential personal information in accident reports (FindLaw, current as of Jan. 2, 2024) (as of 2026-11-09)
- 51 O.S. § 24A.5, open and confidential records (Oklahoma State Courts Network) (as of 2026-11-09)
- 51 O.S. § 24A.8, law enforcement agency records available for public inspection (Oklahoma State Courts Network) (as of 2026-11-09)
- Service Oklahoma: Collision Request for Records, Form 303RM-C (SOK 5/2025) (as of 2026-11-09)
- Oklahoma Department of Public Safety: Open Records Request (as of 2026-11-09)
- S.C. Code § 30-4-30 and § 30-4-50, Freedom of Information Act (South Carolina Legislature) (as of 2026-11-09)
- S.C. Code § 56-5-1275, requests for accident investigation reports (South Carolina Legislature) (as of 2026-11-09)
- Service Oklahoma: MVR and Collision Reports, SOP J.03 (as of 2026-11-09)
- Tennessee Public Chapter No. 672 (2026), SB 1879, amending Tenn. Code Ann. § 10-7-504 (Tennessee Secretary of State) (as of 2026-11-09)
- Tennessee Public Chapter No. 111 (2019), SB 1346, which created § 10-7-504(a)(31) with its original June 30, 2026 repeal clause (Tennessee Secretary of State) (as of 2026-11-09)
What is a car accident claim worth? What the numbers say
- Triple-I (Insurance Information Institute), Facts + Statistics: Auto insurance (data: ISO, a Verisk business) (as of 2026-11-10)
- Insurance Research Council, Auto Injury Insurance Claims: A Study of Increasing Claim Severity (news release, July 30, 2026) (as of 2026-11-10)
- Bureau of Justice Statistics, Civil Bench and Jury Trials in State Courts, 2005 (NCJ 223851, Oct. 2008) (as of 2026-11-10)
- NAIC, 2022/2023 Auto Insurance Database Report (adopted December 2025) (as of 2026-11-10)
- NHTSA, The Economic and Societal Impact of Motor Vehicle Crashes, 2019 (rev.), DOT HS 813 403 (as of 2026-11-10)
- South Carolina Appellate Court Rule 407, Rule 1.5 (Fees), South Carolina Judicial Branch (official) (as of 2026-11-10)
- Galison v. Brownell, No. W2023-00526-COA-R3-CV (Tenn. Ct. App. Aug. 8, 2024), official opinion page, Tennessee Courts (as of 2026-11-10)
- Galison v. Brownell, No. W2023-00526-COA-R3-CV (Tenn. Ct. App. Aug. 8, 2024), official opinion (PDF), Tennessee Courts (as of 2026-11-10)
- Payne v. Shelby County, No. W2024-00641-COA-R3-CV (Tenn. Ct. App. May 23, 2025), official opinion (PDF), Tennessee Courts (as of 2026-11-10)
- Payne v. Shelby County, official opinion page, Tennessee Courts (as of 2026-11-10)
- Tennessee Jury Verdict Reporter, April/May 2026 (23 TJVR 4/5): Conway v. Brown, No. CT-4216-22, Shelby County Circuit Court (as of 2026-11-10)
Bicycle accident: the laws and the numbers
- Tenn. Code Ann. § 55-8-172, bicycle rights and duties (FindLaw mirror, current as of Jan. 2, 2024) (as of 2026-11-09)
- Tenn. Code Ann. § 55-8-175, riding on roadways, passing distance (FindLaw mirror) (as of 2026-11-09)
- Tenn. Code Ann. § 55-52-105, bicycle helmets (FindLaw mirror) (as of 2026-11-09)
- Code of Alabama § 32-5A-260, traffic laws apply to bicycles (Alabama Legislature) (as of 2026-11-09)
- Code of Alabama § 32-5A-263, riding on roadways and bicycle paths (Alabama Legislature) (as of 2026-11-09)
- Code of Alabama § 32-5A-82, overtaking on the left, bicycle passing distance (Alabama Legislature) (as of 2026-11-09)
- Code of Alabama § 32-5A-282, bicycle helmet purpose (Alabama Legislature) (as of 2026-11-09)
- 47 O.S. § 11-1202, traffic laws apply to bicycles (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 11-1205, riding on roadways (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 11-1208, overtaking bicycles (Oklahoma State Courts Network) (as of 2026-11-09)
- S.C. Code §§ 56-5-3420, 56-5-3425, 56-5-3430, 56-5-3435 (South Carolina Legislature, Title 56, Chapter 5) (as of 2026-11-09)
- NHTSA, Traffic Safety Facts: Bicyclists and Other Cyclists, 2023 Data (DOT HS 813 739) (as of 2026-11-09)
- IIHS, Fatality Facts 2024: Bicyclists (as of 2026-11-09)
- NHTSA, Fatality Analysis Reporting System (FARS), 2015-2024 national files (as of 2026-11-09)
Car insurance claim denied? What 'bad faith' means and where to complain
- Tenn. Code Ann. § 56-8-105, unfair and deceptive practices (FindLaw mirror) (as of 2026-11-09)
- Tenn. Code Ann. § 56-7-105, refusal to pay a loss (FindLaw mirror) (as of 2026-11-09)
- Tenn. Comp. R. & Regs. 0780-01-05-.08, acceptance or denial (Cornell LII copy) (as of 2026-11-09)
- Alabama Admin. Code r. 482-1-125-.07, Alabama Department of Insurance (official) (as of 2026-11-09)
- 36 O.S. § 1250.5, unfair claim settlement practices, Oklahoma State Courts Network (official) (as of 2026-11-09)
- 36 O.S. § 1250.7, acceptance or denial of claim, Oklahoma State Courts Network (official) (as of 2026-11-09)
- S.C. Code § 38-59-20, improper claim practices, South Carolina Legislature (official) (as of 2026-11-09)
- Chavers v. National Security Fire & Cas. Co., 405 So. 2d 1 (Ala. 1981) (Harvard Caselaw Access Project) (as of 2026-11-09)
- Nichols v. State Farm Mut. Auto. Ins. Co., 279 S.C. 336 (1983) (Harvard Caselaw Access Project) (as of 2026-11-09)
- Christian v. American Home Assurance Co., 577 P.2d 899 (Okla. 1977) (Harvard Caselaw Access Project) (as of 2026-11-09)
- Tennessee Department of Commerce & Insurance, Insurance Complaint Instructions (official) (as of 2026-11-09)
- Alabama Department of Insurance, File a Consumer Complaint (official) (as of 2026-11-09)
- Oklahoma Insurance Department, File an Online Complaint (official) (as of 2026-11-09)
- South Carolina Department of Insurance, Consumer Services (official) (as of 2026-11-09)
Comparative vs contributory negligence: how each state decides fault
- Cornell Legal Information Institute, Wex: contributory negligence (as of 2026-11-09)
- Cornell Legal Information Institute, Wex: comparative negligence (as of 2026-11-09)
- Cornell Legal Information Institute, Wex: negligence per se (as of 2026-11-09)
- Norfolk Southern Railway Co. v. Johnson, 75 So. 3d 624 (Ala. 2011) (as of 2026-11-09)
- A.R.S. § 12-2505 (as of 2026-11-09)
- Ark. Code § 16-64-122 (FindLaw mirror) (as of 2026-11-09)
- Li v. Yellow Cab Co., 13 Cal. 3d 804 (1975) (as of 2026-11-09)
- C.R.S. § 13-21-111 (FindLaw mirror, current as of Jan. 1, 2025) (as of 2026-11-09)
- Conn. Gen. Stat. § 52-572h(b) (as of 2026-11-09)
- 10 Del. C. § 8132 (as of 2026-11-09)
- Wingfield v. Peoples Drug Stores, Inc., 379 A.2d 685 (D.C. 1977) (as of 2026-11-09)
- Fla. Stat. § 768.81(6) (as of 2026-11-09)
- Idaho Code § 6-801 (as of 2026-11-09)
- 735 ILCS 5/2-1116 (as of 2026-11-09)
- Ind. Code § 34-51-2-6 (FindLaw mirror) (as of 2026-11-09)
- Iowa Code § 668.3 (as of 2026-11-09)
- K.S.A. 60-258a (as of 2026-11-09)
- Hilen v. Hays, 673 S.W.2d 713 (Ky. 1984) (as of 2026-11-09)
- Coleman v. Soccer Ass'n of Columbia, 432 Md. 679 (2013) (as of 2026-11-09)
- M.G.L. c. 231, § 85 (as of 2026-11-09)
- MCL 600.2959 (as of 2026-11-09)
- Minn. Stat. § 604.01 (as of 2026-11-09)
- Miss. Code § 11-7-15 (FindLaw mirror) (as of 2026-11-09)
- Gustafson v. Benda, 661 S.W.2d 11 (Mo. 1983) (as of 2026-11-09)
- MCA 27-1-702 (as of 2026-11-09)
- Neb. Rev. Stat. § 25-21,185.09 (as of 2026-11-09)
- NRS 41.141 (as of 2026-11-09)
- N.J.S.A. 2A:15-5.1 (FindLaw mirror) (as of 2026-11-09)
- Scott v. Rizzo, 96 N.M. 682 (1981) (as of 2026-11-09)
- N.Y. CPLR 1411 (FindLaw mirror) (as of 2026-11-09)
- Smith v. Fiber Controls Corp., 300 N.C. 669 (1980) (as of 2026-11-09)
- N.D.C.C. § 32-03.2-02 (as of 2026-11-09)
- 23 O.S. § 13 (as of 2026-11-09)
- ORS 31.600 (as of 2026-11-09)
- R.I. Gen. Laws § 9-20-4 (as of 2026-11-09)
- Nelson v. Concrete Supply Co., 303 S.C. 243 (1991) (as of 2026-11-09)
- SDCL 20-9-2 (as of 2026-11-09)
- McIntyre v. Balentine, 833 S.W.2d 52 (Tenn. 1992) (as of 2026-11-09)
- Tex. Civ. Prac. & Rem. Code § 33.001 (as of 2026-11-09)
- Utah Code § 78B-5-818 (FindLaw mirror) (as of 2026-11-09)
- 12 V.S.A. § 1036 (as of 2026-11-09)
- Litchford v. Hancock, 232 Va. 496 (1987) (as of 2026-11-09)
- RCW 4.22.005 (as of 2026-11-09)
- Wis. Stat. § 895.045 (as of 2026-11-09)
- AS 09.17.060 (as of 2026-11-09)
- O.C.G.A. § 51-12-33(g) (FindLaw mirror, last updated March 28, 2024) (as of 2026-11-09)
- HRS § 663-31 (as of 2026-11-09)
- La. Civ. Code art. 2323(A)(2), as amended by Acts 2025, No. 15 (HB 431), eff. Jan. 1, 2026 (as of 2026-11-09)
- 14 M.R.S. § 156 (as of 2026-11-09)
- RSA 507:7-d (as of 2026-11-09)
- Ohio Rev. Code § 2315.33 (as of 2026-11-09)
- 42 Pa.C.S. § 7102(a) (as of 2026-11-09)
- W. Va. Code § 55-7-13c(c) (as of 2026-11-09)
- W.S. § 1-1-109(b) (as of 2026-11-09)
- D.C. Code § 50-2204.52(a) (as of 2026-11-09)
Headache, concussion and TBI after a car accident: what health sources say
- CDC, Symptoms of Mild TBI and Concussion (updated Sept. 15, 2025) (as of 2026-11-09)
- CDC, About Mild TBI and Concussion (updated Sept. 15, 2025) (as of 2026-11-09)
- CDC, What to Do After a Mild TBI or Concussion (updated Sept. 15, 2025) (as of 2026-11-09)
- CDC, Facts About TBI (updated Aug. 4, 2025) (as of 2026-11-09)
- CDC, TBI Data (updated Apr. 27, 2026) (as of 2026-11-09)
- CDC, TBI Surveillance Report, 2018 and 2019 (deaths by mechanism of injury) (as of 2026-11-09)
- NINDS (NIH), Traumatic Brain Injury (TBI) (as of 2026-11-09)
- MedlinePlus (NIH/NLM), Traumatic Brain Injury (as of 2026-11-09)
- MedlinePlus (NIH/NLM), Head injury - first aid (as of 2026-11-09)
- MedlinePlus (NIH/NLM), Headache (as of 2026-11-09)
- CDC, Where to Get Help (TBI support organizations) (as of 2026-11-09)
Diminished value claim: what it is and who can be asked to pay
- Black v. State Farm Mut. Auto. Ins. Co., 101 S.W.3d 427 (Tenn. Ct. App. 2002) (Harvard Caselaw Access Project) (as of 2026-11-09)
- Schulmeyer v. State Farm Fire & Cas. Co., Opinion No. 25612 (S.C. Mar. 24, 2003), South Carolina Judicial Branch (official) (as of 2026-11-09)
- Pritchett v. State Farm Mut. Auto. Ins. Co., 834 So. 2d 785 (Ala. Civ. App. 2002) (Harvard Caselaw Access Project) (as of 2026-11-09)
- Alabama Admin. Code r. 482-1-125-.08, Alabama Department of Insurance (official) (as of 2026-11-09)
- Coffee County Comm'n v. Smith, 480 So. 2d 1194 (Ala. 1985) (Harvard Caselaw Access Project) (as of 2026-11-09)
Do you have to report a car accident? The rules in AL, TN, OK and SC
- Ala. Code § 32-10-5, immediate reports of accidents (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-7-5, report required following accident (Alabama Legislature) (as of 2026-11-09)
- Tennessee Department of Safety and Homeland Security: Submit an Owner Operator Report (as of 2026-11-09)
- Tenn. Code Ann. § 55-10-106, immediate notice to police (FindLaw, current as of Jan. 2, 2024) (as of 2026-11-09)
- 47 O.S. § 10-107, immediate notice of accident (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 10-108, written report of accident (Oklahoma State Courts Network) (as of 2026-11-09)
- S.C. Code §§ 56-5-1260 to 56-5-1290, accident reports (South Carolina Legislature) (as of 2026-11-09)
What to do after a dog bite
- Tenn. Code Ann. 44-8-413, dog owner liability (FindLaw mirror, current as of Jan. 2, 2024) (as of 2026-11-09)
- Tenn. Code Ann. 28-3-104, one-year limit (FindLaw mirror) (as of 2026-11-09)
- Tenn. Code Ann. 28-1-106, minors and persons lacking capacity (FindLaw mirror) (as of 2026-11-09)
- McIntyre v. Balentine, 833 S.W.2d 52 (Tenn. 1992), Harvard CAP case text (as of 2026-11-09)
- Memphis Animal Services: Request an Animal Services Officer (official City of Memphis site) (as of 2026-11-09)
- Shelby County Health Department: Rabies Control (as of 2026-11-09)
- Ala. Code § 3-6-1, liability of owner of dog (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 3-6-2, when person deemed lawfully on property (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 3-6-3, mitigation of damages (Alabama Legislature) (as of 2026-11-09)
- 4 O.S. § 42.1, owner liable for damages from dog bites (Oklahoma State Courts Network) (as of 2026-11-09)
- 4 O.S. § 42.2, persons lawfully on premises (Oklahoma State Courts Network) (as of 2026-11-09)
- 4 O.S. § 42.3, rural areas, exceptions (Oklahoma State Courts Network) (as of 2026-11-09)
- 4 O.S. § 42.4, failure to restrain dangerous dog (Oklahoma State Courts Network) (as of 2026-11-09)
- 4 O.S. § 44, dangerous dog definitions (Oklahoma State Courts Network) (as of 2026-11-09)
- S.C. Code of Laws, Title 47, Chapter 3 (§ 47-3-110), South Carolina Legislature (as of 2026-11-09)
- S.C. Code of Laws, Title 47, Chapter 5 (§§ 47-5-90, 47-5-100), South Carolina Legislature (as of 2026-11-09)
- CDC: About Dogs (Healthy Pets, Healthy People) (as of 2026-11-09)
- CDC: About Capnocytophaga (as of 2026-11-09)
- South Carolina DPH: Reporting and Treating Animal Bites and Possible Rabies Exposures (as of 2026-11-09)
- Oklahoma State Dept. of Health: Animal Bite, Cat, Dog, Ferret Bite to a Human (as of 2026-11-09)
- Alabama Dept. of Public Health: Rabies FAQ (Zoonotic, Rabies Control and Bite Manual, July 2015) (as of 2026-11-09)
Hit by a drunk driver? What to record and what dram shop law says
- Cornell Legal Information Institute (Wex): dram shop rule (as of 2026-11-09)
- Tenn. Code Ann. § 57-10-101, legislative finding (FindLaw mirror, current as of Jan. 2, 2024) (as of 2026-11-09)
- Tenn. Code Ann. § 57-10-102, civil liability of sellers (FindLaw mirror, current as of Jan. 2, 2024) (as of 2026-11-09)
- Ala. Code § 6-5-71, right of action for injuries from furnishing alcohol (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 6-5-71.1, legislative intent (Alabama Legislature) (as of 2026-11-09)
- 37A O.S. § 6-101, prohibited acts (Oklahoma State Courts Network) (as of 2026-11-09)
- 37A O.S. § 6-121, penalties for serving an intoxicated person (Oklahoma State Courts Network) (as of 2026-11-09)
- MeGee v. El Patio, 2023 OK 14, 524 P.3d 1283 (Oklahoma Supreme Court, via OSCN) (as of 2026-11-09)
- S.C. Code § 61-4-580, prohibited acts of beer and wine permit holders (South Carolina Legislature) (as of 2026-11-09)
- S.C. Code § 61-2-145, liability insurance for on-premises sellers (South Carolina Legislature) (as of 2026-11-09)
- NHTSA: Drunk Driving (page published Feb. 20, 2026; 2024 data) (as of 2026-11-09)
- NHTSA: Fatality Analysis Reporting System (FARS), 2015-2024 national files (as of 2026-11-09)
What to do after a hit and run
- Tenn. Code Ann. § 55-10-101, duty to stop after an accident with injury or death (FindLaw mirror, current as of Jan. 2, 2024) (as of 2026-11-09)
- Tenn. Code Ann. § 55-10-102, duty to stop, damage only (FindLaw mirror) (as of 2026-11-09)
- Tenn. Code Ann. § 55-10-103, duty to give information and render aid (FindLaw mirror) (as of 2026-11-09)
- Memphis Police Dept., home page (non-emergency line) (as of 2026-11-09)
- NHTSA, Fatality Analysis Reporting System (FARS), 2015-2024 files (Shelby County, TN) (as of 2026-11-09)
- Ala. Code § 32-10-1, duties of driver involved in accident (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-10-2, duty to give information and render aid (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-10-5, immediate reports of accidents (Alabama Legislature) (as of 2026-11-09)
- 47 O.S. § 10-102, accident with nonfatal injury, failure to stop (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 10-102.1, accident resulting in death, failure to stop (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 10-103, property damage, driver to remain (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 10-104, duty to give information and render aid (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 10-107, immediate notice of accident (Oklahoma State Courts Network) (as of 2026-11-09)
- S.C. Code Ann. Title 56, Chapter 5, §§ 56-5-1210 to 56-5-1260 (South Carolina Legislature) (as of 2026-11-09)
- 36 O.S. § 3636, uninsured motorist coverage (Oklahoma State Courts Network) (as of 2026-11-09)
- S.C. Code Ann. Title 38, Chapter 77, §§ 38-77-30, 38-77-150 (South Carolina Legislature) (as of 2026-11-09)
- Tenn. Code Ann. § 56-7-1201, uninsured motorist coverage (FindLaw mirror, current as of Jan. 2, 2024) (as of 2026-11-09)
- Ala. Code § 32-7-23, uninsured motorist coverage (Alabama Legislature) (as of 2026-11-09)
- Memphis Police Dept., online report system, incident types (linked from memphispolice.org as File a Report online) (as of 2026-11-09)
What to do if you are hit by an uninsured driver
- Tennessee Department of Revenue, Financial Responsibility Law (Drive Insured Tennessee) (as of 2026-11-09)
- Tenn. Code Ann. § 55-12-102, limits (FindLaw mirror) (as of 2026-11-09)
- Tenn. Code Ann. § 56-7-1201, uninsured motorist coverage (FindLaw mirror, current as of Jan. 2, 2024) (as of 2026-11-09)
- Tenn. Code Ann. § 56-7-1202, uninsured motor vehicle defined (FindLaw mirror, current as of Jan. 2, 2024) (as of 2026-11-09)
- Ala. Code § 32-7-23, uninsured motorist coverage (Alabama Legislature) (as of 2026-11-09)
- 36 O.S. § 3636, uninsured motorist coverage (Oklahoma State Courts Network) (as of 2026-11-09)
- S.C. Code Ann. Title 38, Chapter 77, §§ 38-77-30, 38-77-150, 38-77-160 (South Carolina Legislature) (as of 2026-11-09)
- Triple-I (Insurance Information Institute), Facts + Statistics: Uninsured motorists (data from the Insurance Research Council) (as of 2026-11-09)
How are car accident settlements calculated? The factors, not a formula
- Cornell Law School Legal Information Institute, Wex: compensatory damages (as of 2026-11-09)
- Cornell Law School Legal Information Institute, Wex: pain and suffering (as of 2026-11-09)
- Tenn. Code Ann. § 29-39-102, limits on noneconomic damages (FindLaw mirror) (as of 2026-11-09)
- McIntyre v. Balentine, 833 S.W.2d 52 (Tenn. 1992) (Harvard Caselaw Access Project) (as of 2026-11-09)
- Norfolk Southern Railway Co. v. Johnson, 75 So. 3d 624 (Ala. 2011) (Harvard Caselaw Access Project) (as of 2026-11-09)
- 23 O.S. § 13, comparative negligence, Oklahoma State Courts Network (official) (as of 2026-11-09)
- Nelson v. Concrete Supply Co., 303 S.C. 243 (1991) (Harvard Caselaw Access Project) (as of 2026-11-09)
- S.C. Code § 15-38-15, South Carolina Legislature (official) (as of 2026-11-09)
- Alabama Department of Insurance, File a Consumer Complaint (official) (as of 2026-11-09)
- Oklahoma Insurance Department, File an Online Complaint (official) (as of 2026-11-09)
- ABA Model Rule of Professional Conduct 1.5, Fees (American Bar Association) (as of 2026-11-09)
- 23 O.S. § 14, damages diminished in proportion, Oklahoma State Courts Network (official) (as of 2026-11-09)
- Tennessee Public Chapter 1077 (2026), SB 1667, Tennessee Secretary of State (official) (as of 2026-11-09)
- Triple-I (Insurance Information Institute), Facts + Statistics: Auto insurance (data: ISO, a Verisk business) (as of 2026-11-10)
- Insurance Research Council, Auto Injury Insurance Claims: A Study of Increasing Claim Severity (news release, July 30, 2026) (as of 2026-11-10)
- Bureau of Justice Statistics, Civil Bench and Jury Trials in State Courts, 2005 (NCJ 223851, Oct. 2008) (as of 2026-11-10)
How do I file a police report after a car accident?
- Ala. Code § 32-10-5, immediate reports of accidents (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-10-2, duty to give information and render aid (Alabama Legislature) (as of 2026-11-09)
- S.C. Code §§ 56-5-1230 to 56-5-1275, accident reports (South Carolina Legislature) (as of 2026-11-09)
- Tennessee Highway Patrol: Obtaining a Crash Report (Tennessee Department of Safety and Homeland Security) (as of 2026-11-09)
- ALEA crash report portal (Alabama Interactive, ALEA) (as of 2026-11-09)
- Service Oklahoma: How do I get a collision report? (help center) (as of 2026-11-09)
- Service Oklahoma: Collision Request for Records, Form 303RM-C (SOK 5/2025) (as of 2026-11-09)
- SCDMV: Collision Reports (South Carolina Department of Motor Vehicles) (as of 2026-11-09)
- Tulsa Police Department: online traffic collision report (as of 2026-11-09)
- Columbia Police Department: Private Property Collision Reporting (as of 2026-11-09)
- Tennessee Department of Safety and Homeland Security: Submit an Owner Operator Report (as of 2026-11-09)
- Ala. Code § 32-2-8, fees for copies of records and reports (Alabama Legislature) (as of 2026-11-09)
How to get your medical records and bills after a car crash
- 45 CFR 164.524, right of access (eCFR, current text) (as of 2026-11-09)
- Tenn. Code Ann. 63-2-102 (provider copy fees), FindLaw (as of 2026-11-09)
- Tenn. Code Ann. 68-11-304 (hospital records), FindLaw (as of 2026-11-09)
How to read a police accident report: sections and codes
- Alabama eCrash Data Element Manual for the Alabama Uniform Traffic Crash Report, rev. 02-16-2011 (hosted by NHTSA) (as of 2026-11-09)
- Official Oklahoma Traffic Collision Report Instruction Manual, Revision 08-2025 (Oklahoma Department of Public Safety) (as of 2026-11-09)
- South Carolina Traffic Collision Report Form (TR-310) Instruction Manual, Rev. 8/2012 (hosted by NHTSA) (as of 2026-11-09)
- Tennessee Electronic Traffic Crash Report (TITAN), field layout (hosted by NHTSA) (as of 2026-11-09)
- S.C. Code §§ 56-5-1260 to 56-5-1290, accident reports (South Carolina Legislature) (as of 2026-11-09)
- Ala. Code § 32-10-8, accident report forms (Alabama Legislature) (as of 2026-11-09)
Is hit and run a felony? What four state statutes say
- Tenn. Code Ann. § 55-10-101, injury or death (FindLaw mirror, current as of Jan. 2, 2024) (as of 2026-11-09)
- Tenn. Code Ann. § 55-10-102, vehicle damage only (FindLaw mirror, current as of Jan. 2, 2024) (as of 2026-11-09)
- Tenn. Code Ann. § 40-2-101, felony limitation periods (FindLaw mirror) (as of 2026-11-09)
- Tenn. Code Ann. § 40-2-102, misdemeanor limitation period (FindLaw mirror) (as of 2026-11-09)
- Ala. Code § 32-10-1, duties of driver (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-10-6, penalty for violation (Alabama Legislature) (as of 2026-11-09)
- 47 O.S. § 10-102, nonfatal injury (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 10-102.1, death (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 10-103, property damage (Oklahoma State Courts Network) (as of 2026-11-09)
- S.C. Code §§ 56-5-1210 and 56-5-1220, stop and remain, penalties (South Carolina Legislature) (as of 2026-11-09)
- 47 O.S. § 17-101, misdemeanors under the Vehicle Code (Oklahoma State Courts Network) (as of 2026-11-09)
What to do after a motorcycle accident
- Tenn. Code Ann. § 55-9-302, crash helmet required for driver and passenger (FindLaw mirror, current as of Jan. 2, 2024) (as of 2026-11-09)
- Tennessee Highway Safety Office, Motorcycles (as of 2026-11-09)
- NHTSA, Fatality Analysis Reporting System (FARS), 2015-2024 files (US, four states, Shelby County, TN) (as of 2026-11-09)
- Ala. Code § 32-5A-245, headgear and shoes required for motorcycle riders (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-5A-242, operating motorcycles on roadways laned for traffic (Alabama Legislature) (as of 2026-11-09)
- 47 O.S. § 12-609, motorcycle equipment and helmets for riders under 18 (formerly § 40-105; Oklahoma State Courts Network) (as of 2026-11-09)
- S.C. Code Ann. Title 56, Chapter 5, §§ 56-5-3640, 56-5-3660 (South Carolina Legislature) (as of 2026-11-09)
Neck and back pain after a car accident: what health sources say
- MedlinePlus (NIH/NLM), Neck Injuries and Disorders (as of 2026-11-09)
- MedlinePlus (NIH/NLM), Neck pain (Medical Encyclopedia) (as of 2026-11-09)
- AAOS OrthoInfo, Neck Pain (as of 2026-11-09)
- MedlinePlus (NIH/NLM), Back Pain (as of 2026-11-09)
- MedlinePlus (NIH/NLM), Back Injuries (as of 2026-11-09)
- MedlinePlus (NIH/NLM), Sciatica (as of 2026-11-09)
- MedlinePlus (NIH/NLM), Spinal injury (Medical Encyclopedia) (as of 2026-11-09)
- MedlinePlus (NIH/NLM), Head injury - first aid (Medical Encyclopedia) (as of 2026-11-09)
- MedlinePlus (NIH/NLM), Headache (as of 2026-11-09)
- CDC, Symptoms of Mild TBI and Concussion (updated Sept. 15, 2025) (as of 2026-11-09)
What to do if you are hit by a car while walking
- Tenn. Code Ann. § 55-8-134, pedestrians in crosswalks (FindLaw mirror, current as of Jan. 2, 2024) (as of 2026-11-09)
- NHTSA, Fatality Analysis Reporting System (FARS), 2015-2024 files (US, four states, Shelby County, TN) (as of 2026-11-09)
- Tennessee Highway Safety Office (TITAN), County Rankings and Statistics 2021-2025 (as of 2026-11-09)
- Ala. Code § 32-5A-211, pedestrians' right-of-way in crosswalks (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-5A-212, crossing at other than crosswalks (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 32-5A-213, drivers to exercise care (Alabama Legislature) (as of 2026-11-09)
- 47 O.S. § 11-502, pedestrians' right-of-way in crosswalks (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 11-503, crossing at other than crosswalks (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 11-504, drivers to exercise due care (Oklahoma State Courts Network) (as of 2026-11-09)
- S.C. Code Ann. Title 56, Chapter 5, §§ 56-5-3130, 56-5-3150 (South Carolina Legislature) (as of 2026-11-09)
What is PIP insurance, and what does no-fault mean?
- Triple-I (Insurance Information Institute), Background on: No-fault auto insurance (as of 2026-11-09)
- S.C. Code § 38-77-144, PIP not mandated, South Carolina Legislature (official) (as of 2026-11-09)
- Utah Code § 31A-22-309, tort threshold, Utah Legislature (official) (as of 2026-11-09)
- N.Y. Insurance Law § 5104, New York State Senate (official) (as of 2026-11-09)
- Md. Code, Insurance § 19-505, Maryland General Assembly (official) (as of 2026-11-09)
- 75 Pa.C.S. § 1705, election of tort options, Pennsylvania General Assembly (official) (as of 2026-11-09)
- RCW 48.22.085, personal injury protection coverage, Washington Legislature (official) (as of 2026-11-09)
- 75 Pa.C.S. § 1711, required benefits, Pennsylvania General Assembly (official) (as of 2026-11-09)
Rear-end collision: what the law says and what to do
- Tenn. Code Ann. § 55-8-124, following too closely (FindLaw mirror, current as of Jan. 2, 2024) (as of 2026-11-09)
- Code of Alabama § 32-5A-89, following too closely (Alabama Legislature) (as of 2026-11-09)
- 47 O.S. § 11-310, following too closely (Oklahoma State Courts Network) (as of 2026-11-09)
- S.C. Code § 56-5-1930, following too closely (South Carolina Legislature, Title 56, Chapter 5) (as of 2026-11-09)
- NHTSA, Fatality Analysis Reporting System (FARS), 2015-2024 national files (as of 2026-11-09)
- NAIC, What You Should Know About Filing an Auto Claim (as of 2026-11-09)
Uber or Lyft accident: which insurance applies?
- Uber, U.S. insurance for drivers (coverage by trip phase) (as of 2026-11-08)
- Tenn. Code Ann. § 55-12-141, TNC driver insurance requirements (FindLaw, current as of Jan. 2, 2024) (as of 2026-11-08)
- Tenn. Code Ann. § 56-7-1201, uninsured motorist coverage (FindLaw) (as of 2026-11-08)
- Lyft Help, insurance coverage while driving with Lyft
What to do after a slip and fall
- Tenn. Code Ann. 28-3-104, one-year limit (FindLaw mirror, current as of Jan. 2, 2024) (as of 2026-11-09)
- Tenn. Code Ann. 28-1-106, minors and persons lacking capacity (FindLaw mirror) (as of 2026-11-09)
- Tenn. Code Ann. 29-20-305, Governmental Tort Liability Act, time to sue (FindLaw mirror) (as of 2026-11-09)
- Blair v. West Town Mall, 130 S.W.3d 761 (Tenn. 2004), Harvard CAP case text (as of 2026-11-09)
- Coln v. City of Savannah, 966 S.W.2d 34 (Tenn. 1998), Harvard CAP case text (as of 2026-11-09)
- McIntyre v. Balentine, 833 S.W.2d 52 (Tenn. 1992), Harvard CAP case text (as of 2026-11-09)
- Cornell Legal Information Institute (Wex): invitee (as of 2026-11-09)
- Jones Food Co. v. Shipman, 981 So. 2d 355 (Ala. 2006), Harvard CAP case text (as of 2026-11-09)
- Scott v. Archon Group, L.P., 2008 OK 45, 191 P.3d 1207, Harvard CAP case text (as of 2026-11-09)
- Callander v. Charleston Doughnut Corp., 305 S.C. 123, 406 S.E.2d 361 (1991), Harvard CAP case text (as of 2026-11-09)
T-bone accident: what it is and who has the right of way
- Tenn. Code Ann. § 55-8-110, traffic-control signals (FindLaw mirror, current as of Jan. 2, 2024) (as of 2026-11-09)
- Tenn. Code Ann. § 55-8-129, vehicle turning left (FindLaw mirror) (as of 2026-11-09)
- Tenn. Code Ann. § 55-8-130, stop and yield signs (FindLaw mirror) (as of 2026-11-09)
- Code of Alabama § 32-5A-32, traffic-control signal legend (Alabama Legislature) (as of 2026-11-09)
- Code of Alabama § 32-5A-111, vehicle turning left (Alabama Legislature) (as of 2026-11-09)
- Code of Alabama § 32-5A-112, stop or yield intersection (Alabama Legislature) (as of 2026-11-09)
- 47 O.S. § 11-202, traffic-control signal legend (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 11-402, vehicle turning left (Oklahoma State Courts Network) (as of 2026-11-09)
- 47 O.S. § 11-403, stop or yield intersection (Oklahoma State Courts Network) (as of 2026-11-09)
- S.C. Code Title 56, Chapter 5 (§§ 56-5-970, 56-5-2320, 56-5-2330) (South Carolina Legislature) (as of 2026-11-09)
- NHTSA, final rule on side impact protection for child seats (describes the T-bone crash) (as of 2026-11-09)
- IIHS, IIHS prepares to launch new, more challenging side crash test (as of 2026-11-09)
- NHTSA, Crash Factors in Intersection-Related Crashes: An On-Scene Perspective (DOT HS 811 366) (as of 2026-11-09)
- NHTSA, Fatality Analysis Reporting System (FARS), 2015-2024 national files (as of 2026-11-09)
Your car was totaled. Here is what the rules say happens next
- Tenn. Code Ann. § 55-3-201, definitions (salvage vehicle) (FindLaw mirror) (as of 2026-11-09)
- Tenn. Comp. R. & Regs. 0780-01-05-.09, automobile settlements (Cornell LII copy) (as of 2026-11-09)
- Ala. Code § 32-8-87, salvage and total loss, Alabama Legislature (official) (as of 2026-11-09)
- Alabama Admin. Code r. 482-1-125-.08, Alabama Department of Insurance (official) (as of 2026-11-09)
- 47 O.S. Payment of Total Loss Claim (§ 1111B), Oklahoma State Courts Network (official) (as of 2026-11-09)
- 36 O.S. § 1250.8, total-loss settlement methods, Oklahoma State Courts Network (official) (as of 2026-11-09)
- S.C. Code § 56-19-480, South Carolina Legislature (official) (as of 2026-11-09)
- South Carolina DMV, Total Loss Claim (official) (as of 2026-11-09)
What to do after a truck accident
- 49 CFR 395.3, hours of service (eCFR, current text) (as of 2026-11-09)
- 49 CFR 387.9, minimum financial responsibility (eCFR) (as of 2026-11-09)
- 49 CFR 395.8, records of duty status and ELDs (eCFR) (as of 2026-11-09)
- 49 CFR 395.26, ELD data automatically recorded (eCFR) (as of 2026-11-09)
- 49 CFR 390.15, accident register (eCFR) (as of 2026-11-09)
- NHTSA Fatality Analysis Reporting System (FARS), 2015-2024 (as of 2026-11-09)
- FMCSA: Electronic Logging Devices (as of 2026-11-09)
- FMCSA ELD site: About ELDs (as of 2026-11-09)
- FMCSA: ELD Functions FAQs (as of 2026-11-09)
- FMCSA SAFER Web: Company Snapshot (as of 2026-11-09)
- FMCSA: Tips for Driving Safely Around Large Trucks or Buses (Our Roads, Our Safety) (as of 2026-11-09)
What is a statute of limitations?
- Cornell Legal Information Institute, Wex: statute of limitations (as of 2026-11-09)
- Tenn. Code Ann. § 28-3-104, personal tort actions (FindLaw mirror; not re-read on the official code site) (as of 2026-11-09)
- Tenn. Code Ann. § 28-1-106, persons under a disability (FindLaw mirror, dated January 2, 2024) (as of 2026-11-09)
- Ala. Code § 6-2-38, limitation of actions (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 6-2-8, suspension of limitation, disabilities (Alabama Legislature) (as of 2026-11-09)
- 12 O.S. § 95, limitation of actions (Oklahoma State Courts Network) (as of 2026-11-09)
- S.C. Code of Laws, Title 15, Chapter 3, § 15-3-530 (South Carolina Legislature) (as of 2026-11-09)
- Tenn. R. Civ. P. 8.03, affirmative defenses (Tennessee Courts) (as of 2026-11-09)
- 12 O.S. § 2008, general rules of pleading (Oklahoma State Courts Network) (as of 2026-11-09)
- Fed. R. Civ. P. 8(c), affirmative defenses (Cornell LII reproduction of the rule) (as of 2026-11-09)
- Circle C Construction, LLC v. Nilsen, 484 S.W.3d 914 (Tenn. 2016) (as of 2026-11-09)
- AS 09.10.070(a)(2) (as of 2026-11-09)
- A.R.S. § 12-542(1) (as of 2026-11-09)
- Ark. Code § 16-56-105 (mirror text) (as of 2026-11-09)
- Cal. Code Civ. Proc. § 335.1 (mirror text) (as of 2026-11-09)
- C.R.S. § 13-80-101(1)(n)(I) (as of 2026-11-09)
- Conn. Gen. Stat. § 52-584 (as of 2026-11-09)
- 10 Del. C. § 8119 (as of 2026-11-09)
- D.C. Code § 12-301(8) (as of 2026-11-09)
- Fla. Stat. § 95.11(5)(a) (as of 2026-11-09)
- O.C.G.A. § 9-3-33 (mirror text) (as of 2026-11-09)
- HRS § 657-7 (as of 2026-11-09)
- Idaho Code § 5-219(4) (as of 2026-11-09)
- 735 ILCS 5/13-202 (as of 2026-11-09)
- Ind. Code § 34-11-2-4(a) (mirror text) (as of 2026-11-09)
- Iowa Code § 614.1(2) (as of 2026-11-09)
- K.S.A. 60-513(a)(4) (as of 2026-11-09)
- KRS 413.140(1)(a) (as of 2026-11-09)
- KRS 304.39-230(6) (as of 2026-11-09)
- La. C.C. art. 3493.1 (as of 2026-11-09)
- 14 M.R.S. 752 (as of 2026-11-09)
- Md. Code, Cts. & Jud. Proc. 5-101 (as of 2026-11-09)
- M.G.L. c. 260, 2A (as of 2026-11-09)
- MCL 600.5805(2) (as of 2026-11-09)
- Minn. Stat. 541.05 subd. 1(5) (as of 2026-11-09)
- Miss. Code 15-1-49(1) (mirror text) (as of 2026-11-09)
- RSMo 516.120(4) (as of 2026-11-09)
- MCA 27-2-204(1) (as of 2026-11-09)
- Neb. Rev. Stat. 25-207(3) (as of 2026-11-09)
- NRS 11.190(4)(e) (as of 2026-11-09)
- RSA 508:4, I (as of 2026-11-09)
- N.J.S.A. 2A:14-2(a) (as of 2026-11-09)
- NMSA 1978, 37-1-8 (as of 2026-11-09)
- N.Y. CPLR 214(5) (mirror text) (as of 2026-11-09)
- N.C.G.S. 1-52(5), (16) (as of 2026-11-09)
- N.D.C.C. 28-01-16(5) (as of 2026-11-09)
- Ohio Rev. Code § 2305.10(A) (as of 2026-11-09)
- ORS 12.110(1) (as of 2026-11-09)
- 42 Pa.C.S. § 5524(2) (as of 2026-11-09)
- R.I. Gen. Laws § 9-1-14(b) (as of 2026-11-09)
- S.D. Codified Laws § 15-2-14(3) (as of 2026-11-09)
- Tex. Civ. Prac. & Rem. Code § 16.003(a) (as of 2026-11-09)
- Utah Code § 78B-2-307(4) (as of 2026-11-09)
- 12 V.S.A. § 512(4) (as of 2026-11-09)
- Va. Code § 8.01-243(A) (as of 2026-11-09)
- RCW 4.16.080(2) (as of 2026-11-09)
- W. Va. Code § 55-2-12(b) (as of 2026-11-09)
- Wis. Stat. § 893.54(1m)(a) (as of 2026-11-09)
- Wyo. Stat. § 1-3-105(a)(iv)(C) (as of 2026-11-09)
What is uninsured motorist coverage, and how does it work?
- Tenn. Code Ann. § 56-7-1201, uninsured motorist coverage (FindLaw mirror) (as of 2026-11-09)
- Tenn. Code Ann. § 56-7-1202, "uninsured motor vehicle" defined (FindLaw mirror) (as of 2026-11-09)
- Ala. Code § 32-7-23, uninsured motorist coverage, Alabama Legislature (official) (as of 2026-11-09)
- 36 O.S. § 3636, uninsured motorist coverage, Oklahoma State Courts Network (official) (as of 2026-11-09)
- S.C. Code §§ 38-77-150, 38-77-160 and 38-77-170, South Carolina Legislature (official) (as of 2026-11-09)
- Insurance Research Council, 14 Percent of U.S. Drivers Were Uninsured in 2022 (Oct. 31, 2023) (as of 2026-11-09)
What to do after a crash
- Tenn. Code Ann. § 28-3-104, personal injury limitation (Justia) (as of 2026-11-08)
- State of Tennessee, purchase a crash report (as of 2026-11-08)
- Memphis Police Dept., Central Records (as of 2026-11-08)
- Triple-I (Insurance Information Institute), Facts + Statistics: Auto insurance (data: ISO, a Verisk business) (as of 2026-11-10)
- Bureau of Justice Statistics, Civil Bench and Jury Trials in State Courts, 2005 (NCJ 223851, Oct. 2008) (as of 2026-11-10)
Hurt in a crash while working: which claim applies?
- Tenn. Code Ann. 50-6-102, workers' compensation definitions (FindLaw mirror, current as of Jan. 2, 2024) (as of 2026-11-09)
- Tenn. Code Ann. 50-6-108, exclusive remedy (FindLaw mirror) (as of 2026-11-09)
- Tenn. Code Ann. 50-6-112, claims against third parties (FindLaw mirror) (as of 2026-11-09)
- Tenn. Code Ann. 50-6-201, notice of injury (FindLaw mirror) (as of 2026-11-09)
- Tenn. Code Ann. 50-6-203, time limits for claims (FindLaw mirror) (as of 2026-11-09)
- Tenn. Code Ann. 29-22-101, hospital liens (FindLaw mirror) (as of 2026-11-09)
- Ala. Code § 25-5-78, written notice to employer of accident (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 25-5-80, limitation period for compensation claims (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 25-5-81, procedure for claims in circuit court (Alabama Legislature) (as of 2026-11-09)
- Ala. Code § 25-5-11, third-party liability (Alabama Legislature) (as of 2026-11-09)
- 85A O.S. § 68, lack of notice, rebuttable presumption (Oklahoma State Courts Network) (as of 2026-11-09)
- 85A O.S. § 69, time for filing (Oklahoma State Courts Network) (as of 2026-11-09)
- 85A O.S. § 43, liability unaffected, subrogation (Oklahoma State Courts Network) (as of 2026-11-09)
- Oklahoma Workers' Compensation Commission: Notice and Instruction to Employers and Employees (CC-Form-1A) (as of 2026-11-09)
- S.C. Code of Laws, Title 42, Chapter 15 (§§ 42-15-20, 42-15-40), South Carolina Legislature (as of 2026-11-09)
- S.C. Code of Laws, Title 42, Chapter 1 (§ 42-1-560), South Carolina Legislature (as of 2026-11-09)
Car accident injury deadlines: Tennessee, Alabama, Georgia, Mississippi, Oklahoma and South Carolina
- Ala. Code 6-2-38 (limitation of actions), Alabama Legislature (official) (as of 2026-11-09)
- O.C.G.A. 9-3-33 (injuries to the person), FindLaw mirror (as of 2026-11-09)
- Miss. Code 15-1-49 (general limitation), FindLaw mirror (as of 2026-11-09)
- Tenn. Code Ann. 28-3-104 (one year), FindLaw mirror (as of 2026-11-09)
- 12 O.S. 95 (limitation of actions), Oklahoma State Courts Network (official) (as of 2026-11-09)
- S.C. Code of Laws, Title 15, Chapter 3 (§§ 15-3-530, 15-3-535), South Carolina Legislature (official) (as of 2026-11-09)
No-fault vs at-fault states: what does 'no-fault state' mean?
- Triple-I (Insurance Information Institute), Background on: No-fault auto insurance (as of 2026-11-09)
- Alaska Division of Insurance, Auto Insurance Coverage Options; Consumer Guide to Automobile Insurance (as of 2026-11-09)
- Alaska Division of Insurance, Auto Insurance Coverage Options; Consumer Guide to Automobile Insurance (as of 2026-11-09)
- Arizona Dept. of Insurance Auto Premium Report (2019); A.R.S. § 28-4009 (as of 2026-11-09)
- Arizona Dept. of Insurance Auto Premium Report (2019); A.R.S. § 28-4009 (as of 2026-11-09)
- Ark. Code §§ 23-89-202, 23-89-203 (as of 2026-11-09)
- Ark. Code §§ 23-89-202, 23-89-203 (as of 2026-11-09)
- California Dept. of Insurance, Automobile Insurance guide (Feb. 2025) (as of 2026-11-09)
- C.R.S. § 10-4-635(1) (as of 2026-11-09)
- Conn. Gen. Stat. §§ 38a-334(a), 38a-338 (as of 2026-11-09)
- 21 Del. C. 2118(a)(2) (as of 2026-11-09)
- Fla. Stat. 627.733, 627.736(1), 627.737(2) (as of 2026-11-09)
- Fla. Stat. 627.733, 627.736(1), 627.737(2) (as of 2026-11-09)
- Fla. Stat. 627.733, 627.736(1), 627.737(2) (as of 2026-11-09)
- O.C.G.A. § 33-34-3.1(a), (c) (as of 2026-11-09)
- HRS §§ 431:10C-306, 431:10C-103.5, 431:10C-304 (as of 2026-11-09)
- HRS §§ 431:10C-306, 431:10C-103.5, 431:10C-304 (as of 2026-11-09)
- HRS §§ 431:10C-306, 431:10C-103.5, 431:10C-304 (as of 2026-11-09)
- Idaho DOI Required Auto Coverage page (as of 2026-11-09)
- Illinois DOI Auto Insurance Shopping Guide (as of 2026-11-09)
- Iowa Insurance Division Auto Insurance page (as of 2026-11-09)
- K.S.A. 40-3107(f), 40-3103(k),(r), 40-3117 (as of 2026-11-09)
- K.S.A. 40-3107(f), 40-3103(k),(r), 40-3117 (as of 2026-11-09)
- K.S.A. 40-3107(f), 40-3103(k),(r), 40-3117 (as of 2026-11-09)
- KRS 304.39-020(2), 304.39-060 (as of 2026-11-09)
- KRS 304.39-020(2), 304.39-060 (as of 2026-11-09)
- Louisiana DOI Consumer's Guide to Auto Insurance (rev. 03/2026) (as of 2026-11-09)
- 29-A M.R.S. §§ 1605(2)(C)(4), 1605-A (as of 2026-11-09)
- 29-A M.R.S. §§ 1605(2)(C)(4), 1605-A (as of 2026-11-09)
- Md. Code, Ins. § 19-505 (as of 2026-11-09)
- M.G.L. c. 90 §§ 34A, 34M; c. 231 § 6D (as of 2026-11-09)
- M.G.L. c. 90 §§ 34A, 34M; c. 231 § 6D (as of 2026-11-09)
- M.G.L. c. 90 §§ 34A, 34M; c. 231 § 6D (as of 2026-11-09)
- MCL 500.3101, 500.3107c, 500.3135 (as of 2026-11-09)
- MCL 500.3101, 500.3107c, 500.3135 (as of 2026-11-09)
- Minn. Stat. §§ 65B.44, 65B.51 (as of 2026-11-09)
- Minn. Stat. §§ 65B.44, 65B.51 (as of 2026-11-09)
- Mississippi Insurance Department auto insurance page (as of 2026-11-09)
- Missouri Department of Insurance Consumer Guide to Auto Insurance (as of 2026-11-09)
- Nebraska Department of Insurance, Importance of Auto Insurance and Types of Coverage (as of 2026-11-09)
- Nevada Division of Insurance, Automobile Insurance (as of 2026-11-09)
- RSA 264:16; NH Insurance Department Guide to Auto Insurance (as of 2026-11-09)
- RSA 264:16; NH Insurance Department Guide to Auto Insurance (as of 2026-11-09)
- NJ Dept. of Banking and Insurance, Auto Insurance Guide 2026 (N.J.S.A. 39:6A-8) (as of 2026-11-09)
- NM OSI consumer tip, April 2022 (as of 2026-11-09)
- N.Y. Ins. Law § 5104; 11 NYCRR § 65-1.1 (as of 2026-11-09)
- N.Y. Ins. Law § 5104; 11 NYCRR § 65-1.1 (as of 2026-11-09)
- NCDOI consumer article, July 2026 (as of 2026-11-09)
- N.D. Cent. Code §§ 26.1-41-01, 26.1-41-02, 26.1-41-08 (as of 2026-11-09)
- Ohio Department of Insurance, Automobile Insurance Guide (as of 2026-11-09)
- Oklahoma Insurance Department, Auto Insurance resource guide (Dec. 2024) (as of 2026-11-09)
- ORS 742.520, 742.524 (as of 2026-11-09)
- ORS 742.520, 742.524 (as of 2026-11-09)
- 75 Pa.C.S. §§ 1711, 1705 (as of 2026-11-09)
- 75 Pa.C.S. §§ 1711, 1705 (as of 2026-11-09)
- R.I. Gen. Laws § 27-7-2.5 (as of 2026-11-09)
- S.C. Code Ann. §§ 38-77-144, 38-77-150 (as of 2026-11-09)
- S.D. Division of Insurance consumer page (Mandatory Coverage) (as of 2026-11-09)
- Tex. Ins. Code §§ 1952.152, 1952.153 (as of 2026-11-09)
- Tex. Ins. Code §§ 1952.152, 1952.153 (as of 2026-11-09)
- Utah Code §§ 31A-22-307, 31A-22-309 (as of 2026-11-09)
- Utah Code §§ 31A-22-307, 31A-22-309 (as of 2026-11-09)
- VT DFR Consumer's Guide to Auto Insurance (rev. 2019) (as of 2026-11-09)
- Va. Code § 38.2-2201 (as of 2026-11-09)
- RCW 48.22.085 and 48.22.095 (as of 2026-11-09)
- RCW 48.22.085 and 48.22.095 (as of 2026-11-09)
- WV Offices of the Insurance Commissioner, Automobile Mandatory Limits (as of 2026-11-09)
- Wis. Stat. § 632.32(4) (as of 2026-11-09)
- W.S. § 31-10-101; Wyoming DOI consumer page (as of 2026-11-09)
- W.S. § 31-10-101; Wyoming DOI consumer page (as of 2026-11-09)
Find your crash report
- Columbia Police Department, Records (as of 2026-11-09)
- South Carolina DMV, collision reports (as of 2026-11-09)
- City of Birmingham, Police Records Division (as of 2026-11-09)
- ALEA, Highway Patrol contact information (as of 2026-11-09)
- Tulsa Police Department, Get Open Records/Video (as of 2026-11-09)
- Service Oklahoma, Collision Request for Records (Form 303RM-C) (as of 2026-11-09)
- Memphis Police Dept., Central Records (as of 2026-11-08)
- Shelby County Sheriff's Office, Records & Identification (as of 2026-11-08)
- Tennessee Dept. of Safety, Obtaining a Crash Report (THP) (as of 2026-11-08)
- State of Tennessee, purchase a crash report online (as of 2026-11-08)
- City of Bartlett, Police Records Division (as of 2026-11-08)
See the usual filing deadline
- Tenn. Code Ann. § 28-3-104, personal injury, one year (Justia) (as of 2026-11-08)
- Tennessee Code Annotated, table of contents (Justia) (as of 2026-11-08)
- McIntyre v. Balentine, 833 S.W.2d 52 (Tenn. 1992), modified comparative fault (as of 2026-11-08)
- Ala. Code § 6-2-38, limitation of actions (Alabama Legislature) (as of 2026-11-09)
- 12 O.S. § 95, limitation of actions (Oklahoma State Courts Network) (as of 2026-11-09)
- S.C. Code of Laws, Title 15, Chapter 3 (§§ 15-3-530, 15-3-535), South Carolina Legislature (as of 2026-11-09)
- Ala. Code § 6-5-410, wrongful act, omission or negligence causing death (Alabama Legislature) (as of 2026-11-09)
Minimum car insurance by state: look up your limits
- S.C. Code § 38-77-140, bodily injury and property damage limits, South Carolina Legislature (official) (as of 2026-11-09)
- NJ Dept. of Banking and Insurance, Auto Insurance Guide 2026, Standard and Basic policies chart (state insurance department) (as of 2026-11-09)
- Ala. Code § 32-7-6(c) (as of 2026-11-09)
- AS 28.20.440(a)(2); AS 28.22.011 (as of 2026-11-09)
- AS 28.20.440(a)(2); AS 28.22.011 (as of 2026-11-09)
- A.R.S. 28-4009(A)(2)(b) (as of 2026-11-09)
- Ark. Code 27-22-104(b) (as of 2026-11-09)
- Cal. Veh. Code 16056(a)(2) (as of 2026-11-09)
- C.R.S. 42-7-103(2); 10-4-619 (as of 2026-11-09)
- C.R.S. 42-7-103(2); 10-4-619 (as of 2026-11-09)
- Conn. Gen. Stat. § 14-112(a); CT Insurance Dept. FAQ (as of 2026-11-09)
- Conn. Gen. Stat. § 14-112(a); CT Insurance Dept. FAQ (as of 2026-11-09)
- Conn. Gen. Stat. § 14-112(a); CT Insurance Dept. FAQ (as of 2026-11-09)
- 21 Del. C. 2902(b)(2); 2118(a) (as of 2026-11-09)
- Fla. Stat. 324.022(1) (as of 2026-11-09)
- Fla. Stat. 627.736, required personal injury protection benefits (official legislature site) (as of 2026-11-09)
- O.C.G.A. § 40-9-37(a) (limits of § 33-7-11(a)(1)(A)) (as of 2026-11-09)
- O.C.G.A. § 40-9-37(a) (limits of § 33-7-11(a)(1)(A)) (as of 2026-11-09)
- HRS § 431:10C-301(b) (as of 2026-11-09)
- Idaho Code §§ 49-117(20), 49-1212 (as of 2026-11-09)
- Idaho Code §§ 49-117(20), 49-1212 (as of 2026-11-09)
- 625 ILCS 5/7-203 (as of 2026-11-09)
- Ind. Code § 9-25-4-5 (as of 2026-11-09)
- Iowa Code § 321A.1(11); § 321.20B (as of 2026-11-09)
- Iowa Code § 321A.1(11); § 321.20B (as of 2026-11-09)
- K.S.A. 40-3107(e) (as of 2026-11-09)
- KRS 304.39-110(1)(a)1. (as of 2026-11-09)
- La. R.S. 32:900(B)(2) (as of 2026-11-09)
- La. R.S. 32:900(B)(2) (as of 2026-11-09)
- 29-A M.R.S. § 1605(2)(C) (as of 2026-11-09)
- Md. Code, Transp. § 17-103(b) (as of 2026-11-09)
- M.G.L. c. 90 §§ 34A, 34O, 34J (as of 2026-11-09)
- M.G.L. c. 90 §§ 34A, 34O, 34J (as of 2026-11-09)
- M.G.L. c. 90 §§ 34A, 34O, 34J (as of 2026-11-09)
- MCL 500.3009, 500.3101 (as of 2026-11-09)
- MCL 500.3009, 500.3101 (as of 2026-11-09)
- Minn. Stat. § 65B.49 subd. 3 (as of 2026-11-09)
- Mississippi Insurance Department auto insurance page (Miss. Code Ann. § 63-15-4) (as of 2026-11-09)
- RSMo §§ 303.020(10), 303.025 (as of 2026-11-09)
- RSMo §§ 303.020(10), 303.025 (as of 2026-11-09)
- MCA 61-6-103, 61-6-301 (as of 2026-11-09)
- MCA 61-6-103, 61-6-301 (as of 2026-11-09)
- Neb. Rev. Stat. §§ 60-310, 60-3,167 (as of 2026-11-09)
- Neb. Rev. Stat. §§ 60-310, 60-3,167 (as of 2026-11-09)
- NRS 485.185 (as of 2026-11-09)
- RSA 264:20; NH Insurance Department Guide to Auto Insurance (as of 2026-11-09)
- RSA 264:20; NH Insurance Department Guide to Auto Insurance (as of 2026-11-09)
- N.M. Stat. Ann. § 66-5-301 (per NM OSI consumer tip) (as of 2026-11-09)
- 11 NYCRR § 60-1.1 (implementing N.Y. Veh. & Traf. Law § 311, Ins. Law § 3420) (as of 2026-11-09)
- N.C. Gen. Stat. § 20-279.21(b)(2) (as of 2026-11-09)
- N.D. Cent. Code § 39-16.1-11 (as of 2026-11-09)
- Ohio Rev. Code § 4509.51 (as of 2026-11-09)
- Okla. Stat. tit. 47, § 7-103(2)(b) (limits for policies issued or renewed on or after April 1, 2005); tit. 47, §§ 7-204, 7-600 (as of 2026-11-09)
- Okla. Stat. tit. 47, § 7-103(2)(b) (limits for policies issued or renewed on or after April 1, 2005); tit. 47, §§ 7-204, 7-600 (as of 2026-11-09)
- ORS 806.070(2) (as of 2026-11-09)
- 75 Pa.C.S. § 1702 ("Financial responsibility") (as of 2026-11-09)
- R.I. Gen. Laws § 31-47-2 (owner's policy of liability insurance) (as of 2026-11-09)
- S.D. Codified Laws § 32-35-70 (via § 32-35-113) (as of 2026-11-09)
- S.D. Codified Laws § 32-35-70 (via § 32-35-113) (as of 2026-11-09)
- T.C.A. § 55-12-102(12)(D) as stated by TN Dept. of Safety (as of 2026-11-09)
- Tex. Transp. Code § 601.072(a-1) (as of 2026-11-09)
- Utah Code § 31A-22-304(2) (as of 2026-11-09)
- 23 V.S.A. § 800(a) (as of 2026-11-09)
- Va. Code § 46.2-472(B) (as of 2026-11-09)
- RCW 46.29.090 (required by RCW 46.30.020) (as of 2026-11-09)
- RCW 46.29.090 (required by RCW 46.30.020) (as of 2026-11-09)
- W. Va. Code § 17D-4-2(b) (as of 2026-11-09)
- W. Va. Code § 17D-4-2(b) (as of 2026-11-09)
- W. Va. Code § 17D-4-2(b) (as of 2026-11-09)
- Wis. Stat. §§ 344.33(2), 344.62(1) (as of 2026-11-09)
- Wis. Stat. §§ 344.33(2), 344.62(1) (as of 2026-11-09)
- W.S. 31-4-103(a) and 31-9-405(b) (as of 2026-11-09)
The Birmingham Crash Report 2026
- NHTSA, Fatality Analysis Reporting System (FARS), 2015-2024 national CSV files (as of 2026-11-09)
- NHTSA FARS annual national CSV file downloads (as of 2026-11-09)
- U.S. Census Bureau, Vintage 2024 population estimates, 2020-2024 datasets (April 2020 base) (as of 2026-11-09)
Car accident statistics by state: fatal crashes and deaths, 2015-2024
- NHTSA, FARS Encyclopedia: state fatalities and fatality rates per 100 million vehicle miles traveled, 1994-2024 (as of 2026-11-09)
- NHTSA, Fatality Analysis Reporting System (FARS) overview (as of 2026-11-09)
- NHTSA, FARS national CSV files 2015-2024 (accident, person, vehicle tables) (as of 2026-11-09)
- U.S. Census Bureau, Vintage 2024 state population estimates (2020-2024) (as of 2026-11-09)
- U.S. Census Bureau, Vintage 2019 state population estimates (2010-2019) (as of 2026-11-09)
- NHTSA, Speeding (2024 national speeding-related deaths) (as of 2026-11-09)
The Columbia, SC Crash Report 2026
- NHTSA, Fatality Analysis Reporting System (FARS), 2015-2024 national CSV files (as of 2026-11-09)
- NHTSA FARS annual national CSV file downloads (as of 2026-11-09)
- U.S. Census Bureau, Vintage 2024 population estimates, 2020-2024 datasets (April 2020 base) (as of 2026-11-09)
What causes most car accidents? Federal crash data, 2015-2024
- NHTSA, Critical Reasons for Crashes Investigated in the National Motor Vehicle Crash Causation Survey (DOT HS 812 115, Feb 2015) (as of 2026-11-09)
- NHTSA, Speeding (as of 2026-11-09)
- NHTSA, Drunk Driving (as of 2026-11-09)
- NHTSA, Distracted Driving (as of 2026-11-09)
- NHTSA, Seat Belts (as of 2026-11-09)
- NHTSA, Fatality Analysis Reporting System (FARS) overview (as of 2026-11-09)
- NHTSA, FARS national CSV files 2015-2024 (accident, vehicle, person, distract, drimpair, driverrf, midrvacc tables) (as of 2026-11-09)
The Memphis Crash Report 2026
- NHTSA, Fatality Analysis Reporting System (FARS), 2015-2024 national CSV files (as of 2026-11-08)
- Tennessee Department of Safety & Homeland Security, TITAN Business Unit. Tennessee Traffic Crash Data, County Rankings and Statistics by Emphasis Area 2021-2025 (Feb 2026) (as of 2026-11-08)
- TITAN, Traffic Fatalities in Shelby County 2019-2021 (one-page summary) (as of 2026-11-08)
- U.S. Census Bureau, 2020 Census resident population counts (as of 2026-11-08)
The Tulsa Crash Report 2026
- NHTSA, Fatality Analysis Reporting System (FARS), 2015-2024 national CSV files (as of 2026-11-09)
- NHTSA FARS annual national CSV file downloads (as of 2026-11-09)
- U.S. Census Bureau, Vintage 2024 population estimates, 2020-2024 datasets (April 2020 base) (as of 2026-11-09)
Tennessee crash deadlines, in plain English
- Tenn. Code Ann. 28-3-104, one-year limit (FindLaw, current as of Jan. 2, 2024) (as of 2026-11-09)
- Tenn. Code Ann. 28-3-105, property damage, three years (FindLaw) (as of 2026-11-09)
- Tenn. Code Ann. 29-20-305, Governmental Tort Liability Act, time to sue (FindLaw) (as of 2026-11-09)
- Tenn. Code Ann. 28-1-106, minors and persons lacking capacity (FindLaw) (as of 2026-11-09)
- McIntyre v. Balentine, 833 S.W.2d 52 (Tenn. 1992), Harvard CAP case text (as of 2026-11-09)
- Tennessee Courts: Glover v. Duckhorn, No. W2022-00697-COA-R3-CV (Tenn. Ct. App. May 2, 2023) (as of 2026-11-09)
Photo credits
Each credited photograph below is a real photo published under a free licence or in the public domain, and we checked the licence on its Wikimedia Commons page. Other imagery on the site is illustration made for CrashFirst and is not credited here. Photos are illustrative and do not show the people or events described on the page.
- /guides/hit-and-run-what-to-do/: Tennessee Highway Patrol Ford CVPI near Tennessee Capitol.jpg by Daniel Lobo (Flickr: Daquella manera). CC0.
- /guides/hit-by-uninsured-driver/: Minor traffic accident Memphis TN 2013-08-03 001.jpg by Thomas R Machnitzki. CC BY 3.0.
- /guides/motorcycle-accident/: Motorcycle Memphis TN 2013-07-06 007.jpg by Thomas R Machnitzki. CC BY 3.0. Edited: License plate blurred.
- /memphis/car-accident/: Hernando de Soto Bridge Memphis.jpg by Larry Donald, U.S. Army Corps of Engineers. Public domain.
- /memphis/police-report/: Mt Moriah Police Station Memphis TN 01.jpg by Thomas R Machnitzki. CC BY 3.0.
- /tennessee/fault-rules/: Tennessee Supreme Court building Nashville TN 2013-07-20 001.jpg by Thomas R Machnitzki. CC BY 3.0.
- /tennessee/insurance-minimums/: 1985 Tennessee license plate 2-R4D95.jpg by Awmcphee. CC0.
- /tennessee/statute-of-limitations/: Tennessee State Capitol 2009.jpg by Kaldari. Public domain.
- /guides/what-to-do-after-a-car-accident/: Desk-laptop-notebook-pen (23958719819).jpg by www.Pixel.la Free Stock Photos. CC0.
- /guides/bicycle-accident/: Broad Ave Bike Lane in Memphis (14013869620).jpg by USEPA Environmental-Protection-Agency. Public domain. Edited: Blurred the storefront signs and shop front on the right so no business name is readable.
- /guides/t-bone-accident/: Ozark Trail and OK-66 2026-09-15 11-26-31.jpg by G. Edward Johnson. CC BY 4.0.
- /reports/common-causes-of-car-accidents/: U.S. Route 79 North of Clarksville, Tennessee.JPG by Patricius Augustus. CC0.
- /guides/dog-bite/: Beware of the dog sign in Holma.jpg by W.carter. CC0.
- /guides/slip-and-fall/: Wet floor caution sugn.jpg by Kurt Kaiser. CC0.
- /guides/truck-accident/: EB I-10 Suwannee Co Rest Area; Tandem Truck Drive-By.jpg by DanTD. CC0.
- /guides/workplace-injury-vs-crash/: Danger Construction Area and Hard Hat Area signs.jpg by The Navigators. CC0. Edited: Cropped to the right two-thirds of the frame so the left-hand site sign, which showed the school and contractor names, is outside the picture.
- /guides/is-hit-and-run-a-felony/: Courtroom One Gavel - Flickr - Joe Gratz.jpg by Joe Gratz. CC0.
- /guides/neck-and-back-pain-after-a-car-accident/: A 19th century stethoscope witha bell-shaped end Wellcome L0035430.jpg by Wellcome Collection. CC BY 4.0.
- /guides/pedestrian-accident/: Owen K. Garriott street in Enid, Oklahoma.jpg by Kiddo27. CC0.
- /guides/what-is-the-statute-of-limitations/: 3 Hourglasses Wellcome L0011331.jpg by Wellcome Collection. CC BY 4.0.
- /alabama/crash-reports/: Alabama state capitol, Montgomery.jpg by Jim Bowen from Fort Worth, US. CC BY 2.0.
- /oklahoma/crash-reports/: Interstate 40 Oklahoma.jpg by Eugene Kim. CC BY 2.0. Edited: resized
- /south-carolina/crash-reports/: SC State House at evening.jpg by Florencebballer (English Wikipedia). Public domain. Edited: resized
- /guides/are-police-reports-public-record/: Oklahoma State Capitol 2024.jpg by Oklahoma Legislative Services Bureau. CC0.
- /tennessee/crash-reports/: Tennessee-highway-111-spencer-tn1.jpg by Brian Stansberry. CC BY 3.0. Edited: resized
- /guides/pip-and-no-fault-explained/: A hospital emergency department entrance in the United States.jpg by Harrison Keely. CC BY 4.0.
- /tools/insurance-minimums-lookup/: Welcome to Sweet Home Alabama (Jackson).jpg by Oreocooke. CC0.
- /guides/how-car-accident-settlements-are-calculated/: Lee County Courthouse Alabama (2).jpg by AuburnPilot. Public domain.
- /guides/what-is-uninsured-motorist-coverage/: Parked on a Highway... (5655526697).jpg by Michael (Calgary, AB, Canada), Flickr user msvg. CC BY 2.0. Edited: Cropped to 1440x944 and resized; soft Gaussian blur over the (already illegible) license plate of the car ahead. Colour-corrected 11-09: removed the heavy sepia cast (white balance set on the sky haze), set black and white points, small contrast and saturation lift; re-exported as WebP quality 85.
- /guides/totaled-car-what-happens/: Oh deer!.jpg by Nyttend (Wikimedia Commons). Public domain (released by author). Edited: Cropped to the damaged left front corner (grille badge and license plate cropped out), resized to 1440 px wide; handwritten tape label retouched out; soft blur over wheel-hub emblem and tire sidewall lettering.
- /reference/no-fault-states-list/: Roadway with newly placed centerline stripe (2b050a6c-2eda-43cc-b9c7-90a8056b06bd).jpg by NPS Photo (U.S. National Park Service). Public domain (US federal government work). Edited: Cropped top and resized to 1440x960, recompressed to webp.
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