Last verified November 9, 2026: Tennessee Code as reproduced by FindLaw (current as of January 2, 2024); court opinions from Harvard's Caselaw Access Project; Cornell's legal encyclopedia. Laws change; confirm on the official sites. Attorney review pending. CrashFirst is not a law firm.
The short national overview
Cornell's legal encyclopedia describes an invitee as "a person who enters another's property with the owner's express or implied invitation," such as a customer entering a store, and says the duty owed to an invitee "is typically one of reasonable care to keep the premises in a reasonably safe condition and to warn of any known dangerous conditions that are not open and obvious." [7] It adds that this law "is typically based on state premises liability laws, which vary from state to state." [7] So the questions that follow are state questions: the visitor's status, what the owner knew, whether the hazard was obvious, and how much fault each side shares.
Two things every state page below links to: the deadline to bring a claim (Tennessee, Alabama, Oklahoma, South Carolina; see also the deadline calculator) and the fault rule (Tennessee, Alabama, Oklahoma, South Carolina). Those rules differ sharply between states, so check yours first.

Alabama
In Jones Food Co. v. Shipman, 981 So. 2d 355 (Ala. 2006), the Alabama Supreme Court wrote: "Under Alabama law, a person invited onto another’s premises for commercial purposes is an invitee." [8] It continued: "The duty owed by the invitor to an invitee is to exercise ordinary and reasonable care to keep the premises in a reasonably safe condition." [8] And: "The party who controls the premises is not an insurer of the safety of the invitee, and no presumption of negligence arises from the mere fact of an injury to the invitee." [8] Read Alabama's contributory negligence rule and the deadline page before relying on any of this. We read one opinion, not the full Alabama case law on open and obvious hazards, so this page says nothing more about them.
Oklahoma
In Scott v. Archon Group, L.P., 2008 OK 45, the Oklahoma Supreme Court wrote: "It is well-settled premises liability law that the duty of care which an owner or occupier of land has toward one who comes upon his or her land and is injured because of the condition of the premises, varies with the status occupied by the entrant." [9] It added that the entrant's "status-based classification under traditional common law terms—trespasser, licensee or invitee—is therefore essential in resolving the issue of the existence of a duty." [9] Read Oklahoma's fault rules and the deadline page. We did not read Oklahoma's open-and-obvious cases, so we say no more about hazards.
South Carolina
In Callander v. Charleston Doughnut Corp., 305 S.C. 123 (1991), a man slipped and fell in a doughnut shop when he backed up to sit on a stool from which the round seat top was missing [10]. The court wrote that "The traditional “no duty to warn of the obvious” rule has been modified in many jurisdictions to hold that an owner is liable for injuries to an invitee, despite an open and obvious defect, if the owner should anticipate that the invitee will nevertheless encounter the condition, or that the invitee is likely to be distracted," and then: "We hereby adopt Section 343(A) of the Restatement (Second)." [10] The court noted that the owner "admitted the stool top had been missing for over two months." [10] Read South Carolina's fault rules and the deadline page.
Tennessee
The rest of this section is the Tennessee material: the one-year deadline, notice, obvious hazards and shared fault.
Tennessee: the one-year deadline
Tennessee's general injury deadline is in Tenn. Code Ann. § 28-3-104(a)(1): "the following actions shall be commenced within one (1) year after the cause of action accrued," and the list includes "injuries to the person." [1] A longer period of two years applies in limited situations tied to criminal charges (§ 28-3-104(a)(2)); a fall on private property rarely involves them. Other rules can extend the time for minors or people who lack legal capacity (§ 28-1-106) [2]. See Tennessee deadlines for the full table.
If the property is owned by a city or county, a different statute applies. The Tennessee Governmental Tort Liability Act says: "The action must be commenced within twelve (12) months after the cause of action arises." (§ 29-20-305(b)) [3]. Whether a particular fall falls under that Act is not something this page can tell you.
Tennessee: what the owner knew
A slip-and-fall claim is a negligence claim. In Blair v. West Town Mall, 130 S.W.3d 761 (Tenn. 2004), the Tennessee Supreme Court described what a plaintiff must show in addition to the ordinary elements of negligence: that "the condition was caused or created by the owner, operator, or his agent, or" that, if someone else created it, "the owner or operator had actual or constructive notice that the condition existed prior to the accident." [4]
- Actual notice means the owner or staff really knew about it, for example a prior complaint or an incident report.
- Constructive notice means the owner should have known. The court says it can be shown by proof that the condition "existed for such a length of time that the defendant, in the exercise of reasonable care, should have become aware of the condition." [4]
- Pattern of conduct. The court also held that plaintiffs "may attempt to establish constructive notice of the presence of a dangerous condition by showing a pattern of conduct, a recurring incident, or a general or continuing condition indicating the dangerous condition’s existence." [4]
This is why people often record how long a spill, a worn step or a broken light had been there, and whether the same thing had happened before. Those are records, not a prediction about any claim.
Records people commonly gather
This list comes from what the rules above make relevant, not from a statute:
| Record | Why it matters under the rules above |
|---|---|
| Photos or video of the spot, the surface, lighting and any warning signs, with the date | Shows the condition and whether it was open and obvious |
| Where exactly it happened and who owned or ran the property | Private owner, business, or a city or county (Tennessee has a different deadline for government property) |
| Names and contact details of witnesses and employees | May bear on how long the condition existed |
| Any incident report and who took it | Shows the owner or staff were told |
| Footwear and clothing worn | Relevant to shared fault |
| Medical visits and bills from the first visit on | Shows the injury and when treatment began; see records and bills |
| The date of the fall, written down | Deadlines are set by state law; see the state deadline pages above |
Sources
- Tenn. Code Ann. 28-3-104, one-year limit (FindLaw mirror, current as of Jan. 2, 2024) (checked November 9, 2026)Code text via FindLaw (unofficial copy)“the following actions shall be commenced within one (1) year after the cause of action accrued”
- Tenn. Code Ann. 28-1-106, minors and persons lacking capacity (FindLaw mirror) (checked November 9, 2026)Code text via FindLaw (unofficial copy)“under eighteen (18) years of age, or adjudicated incompetent”
- Tenn. Code Ann. 29-20-305, Governmental Tort Liability Act, time to sue (FindLaw mirror) (checked November 9, 2026)Code text via FindLaw (unofficial copy)“The action must be commenced within twelve (12) months after the cause of action arises”
- Blair v. West Town Mall, 130 S.W.3d 761 (Tenn. 2004), Harvard CAP case text (checked November 9, 2026)Official source“the condition was caused or created by the owner, operator, or his agent, or”“existed for such a length of time that the defendant, in the exercise of reasonable care, should have become aware of the condition”“by showing a pattern of conduct, a recurring incident, or a general or continuing condition indicating the dangerous condition’s existence”“had actual or constructive notice that the condition existed prior to the accident”
- Coln v. City of Savannah, 966 S.W.2d 34 (Tenn. 1998), Harvard CAP case text (checked November 9, 2026)Official source“an open and obvious danger does not automatically result in a finding of no duty and therefore no landowner liability”“comparative fault principles apply under McIntyre v. Balentine”
- McIntyre v. Balentine, 833 S.W.2d 52 (Tenn. 1992), Harvard CAP case text (checked November 9, 2026)Official source“so long as a plaintiff's negligence remains less than the defendant’s negligence the plaintiff may recover”“damages are to be reduced in proportion to the percentage of the total negligence attributable to the plaintiff”“negligence attributable to plaintiff was equal to, or greater than”
- Cornell Legal Information Institute (Wex): invitee (checked November 9, 2026)Official source“The duty owed by a property owner to an invitee is typically one of”“state premises liability laws, which vary from state to state”
- Jones Food Co. v. Shipman, 981 So. 2d 355 (Ala. 2006), Harvard CAP case text (checked November 9, 2026)Official source“a person invited onto another’s premises for commercial purposes is an invitee”“The duty owed by the invitor to an invitee is to exercise ordinary and reasonable care to keep the premises in a reasonably safe condition”“The party who controls the premises is not an insurer of the safety of the invitee, and no presumption of negligence arises from the mere fact of an injury to the invitee”“no presumption of negligence arises from the mere fact of an injury to the invitee”
- Scott v. Archon Group, L.P., 2008 OK 45, 191 P.3d 1207, Harvard CAP case text (checked November 9, 2026)Official source“the duty of care which an owner or occupier of land has toward one who comes upon his or her land and is injured because of the condition of the premises, varies with the status occupied by the entrant”“trespasser, licensee or invitee—is therefore essential in resolving the issue of the existence of a duty”“varies with the status occupied by the entrant”
- Callander v. Charleston Doughnut Corp., 305 S.C. 123, 406 S.E.2d 361 (1991), Harvard CAP case text (checked November 9, 2026)Official source“slipped and fell in a Krispy”“We hereby adopt Section 343(A) of the Restatement (Second)”“admitted the stool top had been missing for over two months”“unless the possessor should anticipate the harm despite such knowledge or obviousness”
Unofficial copies come from a legal publisher, not the state. They can lag the current code, so check the official code before relying on a date or amount.
Page last updated November 9, 2026. Attorney review pending. General information, not legal advice. Fees, hours and rules change; confirm on the official page. How we source.
Questions
What does premises liability mean?
It is the area of state law about who is responsible when someone is hurt by the condition of property. Cornell's legal encyclopedia says the law governing the relationship between a property owner and a visitor is typically based on state premises liability laws, which vary from state to state [7]. The Oklahoma Supreme Court describes it this way: the duty of care an owner or occupier has toward a person injured because of the condition of the premises varies with the status occupied by the entrant [9].
What is the owner's duty to a customer who falls in Alabama?
The Alabama Supreme Court says the duty owed by the invitor to an invitee is to exercise ordinary and reasonable care to keep the premises in a reasonably safe condition [8]. It also says the party who controls the premises is not an insurer of the invitee's safety and no presumption of negligence arises from the mere fact of an injury [8].
Does it matter if the hazard was obvious in South Carolina?
Not automatically. In Callander the South Carolina Supreme Court adopted Restatement (Second) of Torts section 343A, under which a possessor of land is not liable to invitees for harm from a danger that is known or obvious to them unless the possessor should anticipate the harm despite such knowledge or obviousness [10].
How long do I have to sue after a fall in Tennessee?
Generally one year after the cause of action accrued for actions for injuries to the person [1]. An action under the Governmental Tort Liability Act must be commenced within 12 months after the cause of action arises [3]. Exceptions exist, including a two-year period in limited situations tied to criminal charges and tolling for minors and people who lack capacity.
Does the owner have to know about the hazard?
Tennessee courts require the injured person to prove, in addition to the elements of negligence, that the condition was caused or created by the owner, operator or their agent, or, if someone else created it, that the owner or operator had actual or constructive notice that the condition existed before the accident [4].
What if the hazard was obvious?
An open and obvious danger does not automatically mean the owner had no duty [5]. The owner still has a duty to act with reasonable care, and comparative fault principles apply.
What if I was partly at fault?
Your damages are reduced in proportion to your percentage of the total negligence [6]. If your fault is equal to or greater than the defendant's, recovery is barred [6]. See Tennessee fault rules.
CrashFirst is not a law firm and does not give legal advice. This checklist is general information. Every situation is different.
Keep reading
- State reference
How long do you have to file after a car accident in Tennessee?
Tennessee gives one year for most injury claims after a crash. See each deadline, the statute text, exceptions and a Memphis court ruling. Checked Nov 2026.
Open - State reference
Alabama statute of limitations for car accident injury claims
Alabama gives two years for most car accident injury claims and two years for wrongful death. Exact statute text, exceptions and city-claim notice rules.
Open - State reference
Oklahoma statute of limitations for car accident injury claims
Oklahoma gives two years for most injury claims after a crash and for wrongful death. Exact statute text, the one-year government claim rule and exceptions.
Open - State reference
South Carolina statute of limitations for car accident injury claims
South Carolina gives three years for most injury claims after a crash, counted from when you knew of the claim. Exact statute text, wrongful death and government claims.
Open - State reference
Is Tennessee a comparative fault state?
Tennessee uses modified comparative fault: recover if your share is less than the other side's, reduced by your percentage. McIntyre v. Balentine explained.
Open - State reference
Is Alabama a contributory negligence state?
Yes. Alabama follows contributory negligence, which its supreme court calls a complete defense. What two opinions say and how it differs from Tennessee.
Open